Illustration — no photo of this home on file yet

Finest Living Guest Home II

Small home·Licensed for 6·Torrance, California

Licensed since 2017Licence #198602032
  • Care approvals on fileWheelchair · Dementia · Hospice · BedriddenState licensing record · September 13, 2026
  • Estimated starting rate$5,000 a monthCovelight estimate · likely $4,100–$6,150
  • Home sizeLicensed for 6Small care home · a licensed care home (RCFE)
  • Ways to payAsk the homeMedi-Cal ALW participation not on file
  • Last state visitJanuary 9, 2026CDSS inspection record

Finest Living Guest Home II is a small care home in Torrance — a licensed residential care facility for the elderly (RCFE), the licence category behind “assisted living” and “board and care.” It is licensed for 6 residents since 2017.

Built from CDSS public records · September 13, 2026. Every fact below names its source and date.

Quick answers and the state record

A citation does not make a home unsafe, and an empty file does not make a home good.

Quick answers about Finest Living Guest Home II

Is Finest Living Guest Home II licensed?

The state lists this license as “Licensed,” per CDSS records as of September 13, 2026.

How many residents is Finest Living Guest Home II licensed for?

6 residents — a small home, per CDSS records as of September 13, 2026.

Has Finest Living Guest Home II been cited?

0 Type A and 0 Type B citations since 2017, per CDSS records as of September 13, 2026. Those records count 6 state visits over the same years.

Is Finest Living Guest Home II still open?

This license was on the CDSS roster as of September 28, 2026.

What does Finest Living Guest Home II cost?

$5,000 a month to start is a Covelight estimate, likely $4,100–$6,150. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”

Covelight’s estimate starts from the rates 24 small homes within 2 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

Among 39 other homes of a similar licensed size in Torrance that publish a starting rate, the middle half runs $4,500 to $5,875 a month, and the middle figure is $5,500 (n = 39 other homes publishing a starting rate).

Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.

A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.

The price is made in the phone call. Nothing here is a quote, an offer or a discount.

A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.

Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.

Does Finest Living Guest Home II take Medi-Cal?

On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.

Who holds the license?

The license is held by Mtc Health Care, Inc., per CDSS records as of September 13, 2026. See the homes licensed to Mtc Health Care Incorporated — at least 2 on the state roster.

Is there a hospital nearby?

Torrance Memorial Medical Center is 1.6 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.

Can Finest Living Guest Home II keep a resident on hospice?

Hospice care is approved on this license, covering up to 6 residents, per CDSS records as of September 13, 2026.

Finest Living Guest Home II license and inspection record

  • Name on the license: “FINEST LIVING GUEST HOME II”, per the CDSS roster as of May 25, 2025.
  • License #198602032. The state lists this license as “Licensed,” per CDSS records as of September 13, 2026.
  • Licensed for 6 residents — a small home, per CDSS records as of September 13, 2026.
  • Licensed to Mtc Health Care, Inc., per CDSS records as of September 13, 2026.
  • First licensed in 2017, per CDSS records as of September 13, 2026.
  • 6 state inspection visits since 2017, per CDSS records as of September 13, 2026.
  • 0 Type A and 0 Type B citations on file since 2017, per CDSS records as of September 13, 2026. The same records count 6 state visits in that period.
  • 0 complaints and 0 substantiated allegations on file since 2017, per CDSS records as of September 13, 2026.
  • The most recent state visit on file is January 9, 2026, per CDSS records as of September 13, 2026.
Type A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

California writes these definitions for every licensed home, not for this one. CDSS citation definitions (PDF) ↗

See the state’s own record

Can they support the care needed?

California licenses a home for specific kinds of care. The state’s record lists what this home is approved for; the home’s own answers fill in what changes as needs change.

  • Wheelchair / non-ambulatoryApproved · covers up to 4 residents
  • Dementia / memory careApproved by the state
  • Hospice careApproved · covers up to 6 residents
  • BedriddenApproved by the state

State licensing record · September 13, 2026. An approval may cover specific rooms or residents; it does not establish an opening.

Read the state’s own wording
AGE RANGE 60 AND OVER. 4 NON-AMBULATORY. 2 BEDRIDDEN IN BEDROOMS 3 AND4. APPROVED HOSPICE WAIVER FOR 6

983 - RCFE / DEMENTIA

CDSS record, verbatim · September 13, 2026

As needs change

  • Staying through hospice

    Hospice waiver on file · covers up to 6 — care may continue at the end of life

    Ask: “If hospice is needed, can care continue here until the end?”

    State licensing record · September 13, 2026

  • If memory loss develops

    Dementia-care designation on file

    Ask: “Can we read the dementia care disclosure and discuss how daily support works?”

    State licensing record · September 13, 2026

3 more questions to ask the home
  • Two-person transfers or a lift

    Not on file

    Ask: “If two people or a lift are needed to transfer, can the person stay?”

  • Someone awake overnight

    Not on file

    Ask: “Who is awake overnight, and how do residents ask for help?”

  • Medicines

    Not on file

    Ask: “Who manages the medicines, and what happens when a dose is missed?”

What it costs here

Covelight estimate

$5,000a month to start

Likely $4,100–$6,150

From 24 nearby homes that publish rates · this home’s rate is not on file

Likely monthly total

$5,000a month

Likely $4,100–$6,300

With a shared room and basic help.

An estimate for planning, not a quote. The price is made in the phone call.

See the full cost breakdownRoom, care and fees · how people pay · how this estimate works
Room
Daily care
Sharing the room
  • Starting monthly rate$5,000likely $4,100–$6,150

    Covelight’s estimate starts from the rates 24 small homes within 2 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

  • Basic help with daily careUsually includedup to $600

    Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (45 California homes publish a care-level range, seen in September 2026).

  • One-time move-in fee$2,000one time · likely $0–$4,000

    Homes that list a one-time entry or community fee charge a median of $2,000 (134 California listings; middle half $1,000–$4,000). Many homes list none — ask.

Likely monthly totalLikely $4,100–$6,300
$5,000
First monthWith a one-time move-in fee · likely $4,800–$9,400
$7,000
How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance
  • Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
  • Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
  • SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
  • VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
  • Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
  • MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
If the money runs out, what Medi-Cal covers
Avoid surprises on the billWhat changes the price, and what to ask
  • The care level

    Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.

  • What is billed separately

    Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.

  • Move-in costs

    A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.

  • Increases

    California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

  • What is the full monthly cost for the room and care we need, and what does it include?
  • What would the next care level cost, and who decides when it changes?
  • What is billed separately, and is there a one-time fee or deposit at move-in?
  • Is any private-pay period required before another payment program can begin?
How this estimate worksWithin 25% for 7 in 10 homes in testing

Covelight’s estimate starts from the rates 24 small homes within 2 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

24 homes like this within 2 miles publish starting rates mostly between $4,000–$5,500.

  • Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
  • Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
  • Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
  • Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
  • We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
  • It cannot see this home’s specials, how it assesses care, or which rooms are open.
Show the 24 nearby homes behind this estimate

Where it is

  • 2104 W. 230Th Street, Torrance, CA 90501Address from the public record · September 13, 2026. Confirm the entrance with the home before visiting.

Opening the neighborhood map…

The state record

California inspects every licensed home and publishes what it found. Here are the dated documents and the state’s own words, beside what is typical for homes this size.

Since 2022, the state has filed 6 documents for this home, and its records count 6 visits since 2017. The most recent is a facility evaluation report, dated January 9, 2026.

On file since
2022
State visits
6
Most recent visit
January 9, 2026

Beside homes the same size

  • Type A citations0typical 0
  • Type B citations0typical 0
  • Substantiated allegations0typical 0
  • Total complaints0typical 0

“Typical” is the statewide median across the 6,808 licensed small board-and-care homes (6 or fewer beds) in the state record — larger, longer-licensed homes accumulate more visits and reports, so compare like with like. One complaint can contain several allegations. Counts cover this licence since 2017.

Year by year
YearVisitsDocumentsSubstantiated20261102025110202422020231102022110

The last 36 months — 4 of 6 documents

20261 state visit · 1 document
Jan 9, 2026Facility evaluation reportReport on file

Type of visit: Required - 1 Year

On 01/09/2026, Licensing Program Analyst (LPA) Regina Cloyd conducted an unannounced required – annual inspection and met with Administrator Teresa Guanlao. Facility is licensed to serve six (6) non-ambulatory residents over 60 years old. The facility is approved for six (6) hospice residents. The facility currently has two residents receiving hospice care. Annual Fees are current. The facility is a single-story structure located in a residential neighborhood. It consists of the following: four bedrooms of which two are private and two are shared, two bathrooms, a living area, dining area, kitchen, and outside covered patio area. The Administrator accompanied LPA inside and outside the facility during this inspection. Outside grounds were toured and no bodies of water were observed. Walkways around the home were clear of hazards. Common areas were clean and clear of hazards, doorways were free of obstructions. Resident bedrooms had the required furniture, bed linens and closet/drawer space to accommodate each resident comfortably. Continue to LIC809-C. There are no security bars or weapons on the premises. Resident bathrooms were checked. Toilets and water faucets worked properly, grab bars were secured, shower was free of mold/mildew, a non-skid mat was in place, and hot water temperature properly measured at 110-degree Fahrenheit. Resident bath towels, toiletries and personal hygiene supplies were adequately stocked. LPA toured the kitchen area and observed a two-day supply of perishable and a seven-day supply of non-perishable food. Knives and toxins were kept in locked storage cabinet. First Aid kit was available. One fire extinguisher, last serviced September 16, 2025 was observed in the living room. Staff tested the carbon monoxide detector and smoke detectors in the house. Devices were functional. Five staff records were reviewed, five out of five staff records had current first aid certificates and required criminal record clearances or criminal record exemptions. Five resident records were reviewed and, five out of five resident records had medical assessments and pre-appraisal or reappraisals. Two residents’ medication was reviewed. Deficiencies are being cited according to California Code of Regulations and Health and Safety Code, see LIC809-D. Record review of R1’s medical assessment revealed R1 is bedridden. Review of Fire Inspection Report revealed the facility is licensed for six non-ambulatory and zero bedridden. An immediate $500 civil penalty is issued, see LIC421IM. Record review of Staff #3 - Staff #5 (S3 – S5) did not reflect 20 hours of annual training. S3 and S4 had three to four hours of in-service training. An exit interview was conducted, plans of correction developed, and a copy of this report with appeal rights was discussed and left with Administrator Teresa Guanla.the state’s words, verbatim · CDSS document, Jan 9, 2026
20251 state visit · 1 document
Jan 16, 2025Facility evaluation reportReport on file

Type of visit: Required - 1 Year

On 01/16/2025, the department conducted an unannounced annual visit using the full CAREs tool. The department met with Administrator, Teresa Guanlao, and the purpose of today’s visit was explained. The facility is licensed to serve six (6) non-ambulatory residents ages 60 and above, with an approved hospice waiver of six (6). There are currently six (6) residents residing in the facility. Physical Plant/Structure The facility is a single-story structure located in a residential neighborhood. It consists of the following: four (4) resident rooms, two (2) bathrooms, living area, dining area, kitchen, and outside area with a covered patio. The covered patio has a table and chairs available for resident use. The department observed all walkways around the outside of the facility was observed clean, clear, and free of debris, hazards, and obstructions. All ramps have secured handrails. The department did not observe any bodies of water on the premises. Bedrooms The department inspected all resident bedrooms and observed them to be clean and in good repair. The department observed bedrooms have the required furniture including bed(s), dresser(s), nightstand(s), chair(s), and ample storage space for resident’s personal belongings. The department observed resident beds have the required linens including a mattress cover, fitted sheets, blanket, comforter, and pillows. The department observed an ample supply of bed linen, blankets, and comforters, stored in the closet in the dining area. Resident bedrooms were observed with ample lighting. Bathrooms The department inspected the two (2) bathrooms and observed them to be within Title 22 regulations and are clean and operational. The department observed shower chairs and non-skid mats in the shower. The safety handrails are secured. The department observed an ample supply of hygiene products for residents secured and inaccessible to residents. The department observed an ample supply of towel, hand towels, and wash clothes in good repair. The water temperature measured 105.8-degrees and 106.1-degrees Fahrenheit. Kitchen The department inspected the kitchen and found it to be clean and sanitary. The department observed all appliances were operable and in good repair. The department observed an ample supply of cookware, dishware, and cutleries. The department observed a 3-day supply of perishable foods and a 7-day supply of non-perishable foods properly stored, packaged, and labeled. The department observed cleaning supplies secured in a locked cabinet under the kitchen sink. The department observed sharps and knives secured in a locked drawer in the kitchen. The water temperature measured 105.4-degree Fahrenheit. Common Areas The department inspected all common areas in the facility. The department observed the facility to be appropriately furnished during the time of visit. The living room has two (2) couches and two (2) recliners to accommodate all residents. The department observed a fireplace screened and inaccessible to residents. The department observed games and activities in the living room available for residents. The dining room has a table and chairs to accommodate residents. The department observed all rooms and hallways have ample lighting. All hallways and walkways inside the facility were observed clean, clear, and free of hazards or obstructions. The facility was maintained at a comfortable temperature. Safety The department observed smoke detectors and carbon monoxide were operable. The department observed a fully charged fire extinguisher last serviced on 07/25/24. A Fire Prevention Inspection was last conducted on 04/01/24, by the Torrance Fire Department. The last emergency drill was conducted on 01/10/25. The facility has a working telephone. The department reviewed and received a copy of liability insurance through Acord that is valid till 07/07/25. The department inspected the First Aid Kit and found it contained the required items and a current manual. There are no firearms or ammunition stored on the premises. Files The department reviewed four (4) resident files and found they contained the required documents. The department reviewed the Administrator and two (2) staff files and found they contained the required documents, training, and certification. The department reviewed the training logs and in-service logs for the staff. During record review, the department observed licensing fees are current. The department observed all mandated signs and documents posted throughout the facility. Medication The department observed all Centrally Stored Medications secured in a locked closet in the hall. All medications were observed in their original packaging. The department reviewed the medication and Medication Administration Record (MAR) for four (4) residents. The department observed four (4) out of four (4) resident’s MARs and medication are consistent with properly documented records. Infection Control During the visit, the department observed the facility infection control practices. The department observed a sanitizing station and visitor log upon entry. The department observed it has hand sanitizer, masks, gloves, and a thermometer available. The department observed the facility has a 30-day supply of Personal Protective Equipment (PPE). All mandated infection control signs were posted throughout the facility. The department did not observe or cite any deficiencies. An exit interview was conducted with Administrator, Teresa Guanlao, and a copy of this report was provided.the state’s words, verbatim · CDSS document, Jan 16, 2025
20242 state visits · 2 documents
Jan 24, 2024Facility evaluation reportReport on file

Type of visit: Case Management - Annual Continuation

On 01/24/2024 at 11:20 AM, Licensing Program Analyst (LPA) Regina Cloyd conducted an unannounced Required – Annual Continuation Inspection and met with Dina Paras. Administrator Teresa Guanlao joined us later. Six (6) residents and two (2) staff were present during this inspection. 5 staff records were reviewed, 5 out of 5 staff records had current first aid certificates and had required criminal record clearances or criminal record exemptions. Two staff interviews were conducted. Two residents were interviewed. First Aid kit was available. Hot water temperature properly measured at 106 F. No deficiencies are being cited. An exit interview was conducted and technical assistance provided.. A copy of this report was discussed and left with the Teresa Guanlao.the state’s words, verbatim · CDSS document, Jan 24, 2024

The state marks this report as 13 pages; the online copy we transcribed has 1. You can request the full file from the county licensing office.

Jan 18, 2024Facility evaluation reportReport on file

Type of visit: Required - 1 Year

On 01/18/2024 at 2:10 PM, Licensing Program Analyst (LPA) Regina Cloyd conducted an unannounced Required – Annual Inspection and met with Dina Paras. Administrator Teresa Guanlao joined us later. Five (5) residents and two (2) staff were present during this inspection. Facility is licensed to serve facility licensed to serve six (6) non-ambulatory residents over 60 years old. The facility is approved for six (6) hospice residents. The facility currently has one hospice resident. The facility is a single-story structure located in a residential neighborhood. It consists of the following: four (4) bedrooms of which two (2) are private rooms and two (2) are shared rooms, 2 bathrooms, a living area, dining area, kitchen, and outside covered patio area. Staff accompanied LPA inside and outside the facility during this inspection. Outside grounds were toured and no bodies of water were observed. Resident bedrooms had the required furniture, bed linens and closet/drawer space to accommodate each resident comfortably. There are no security bars or weapons on the premises. Resident bathrooms were checked. Toilets and water faucets worked properly, grab bars were secure, shower was free of mold/mildew and a non-skid mat was in place. Resident bath towels, toiletries and personal hygiene supplies were adequately stocked. Continued to LIC809-C Common areas were clean and clear of hazards. LPA toured the kitchen area and observed a two-day supply of perishable and a seven-day supply of non-perishable food. Knives and toxics were kept in locked storage cabinet. Staff tested carbon monoxide detectors and smoke detector located near the kitchen area. Both devices were functional. 5 resident records were reviewed. Due to time constraints, LPA Cloyd was unable to finish the inspection. Technical assistance was provided and a copy of this report was left with the Administrator Teresa Guanlao.the state’s words, verbatim · CDSS document, Jan 18, 2024
What the state’s words mean
Substantiatedthe state found the allegation more likely true than notUnsubstantiatedthere was not enough evidence to prove a violation occurred — not a finding of wrongdoingUnfoundedthe evidence showed the allegation was false, could not have happened, or had no reasonable basisType A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗

An “unsubstantiated” complaint is not a finding of wrongdoing — it means the state investigated and could not confirm the allegation. Outcome words are the state’s own; we never grade, score, or color a record, and we publish no reviews — the state’s dated documents and the questions below stand in their place.

Life here

Rooms, meals, the rhythm of a day, faith and language, pets and house rules — as the home describes them. Tap any detail for its source and date; nothing here is graded.

The home has not described daily life anywhere we have reviewed yet — that is the case for most small homes, and it says nothing about the home. These questions fill in the picture; keep the ones that matter to you.

Before you call

Ask every home the same questions — the state’s record does not answer these. Keep the ones that matter and they travel with your saved homes.

  1. What is included in the monthly rate, and what costs extra?
  2. Who is awake overnight, and how do residents ask for help?
  3. Which rooms does the non-ambulatory approval cover, and what transfer support is provided?
  4. What could change whether someone can stay here?
  5. Can we see a bedroom and share a meal during a visit?

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