Small home · Licensed for 6 · Concord

Penny's Guest Home

1760 Ayers Road, Concord, CA 94521Licensed since 1999

Overview

Estimated starting rate

$4,500 a month

Covelight estimate · likely $3,650–$5,550 See costs

No openings reported

Approved by the state: Wheelchair · Dementia · HospiceState licensing record · October 26, 2026
Licensed for 6: a small care homeThe state license record

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Care and support

Wheelchairup to 6 residents
Dementia
Hospiceup to 6 residents

Not on file: bedridden approval.

Approved by the state · State licensing record · October 26, 2026. An approval may cover specific rooms or residents; it does not establish an opening.

Read the state’s own wording

AGE RANGE 60 AND OVER. ALL MAY BE NON-AMBULATORY. LICENSE IS SUBJECT TO TERMS AND CONDITIONS OF HOSPICE WAIVER FOR SIX (6) RESIDENTS.

983 - RCFE / DEMENTIA

CDSS record, verbatim · October 26, 2026

As needs change

Staying through hospice
Hospice waiver on file · covers up to 6 — care may continue at the end of life
State licensing record · October 26, 2026
If memory loss develops
Dementia-care designation on file
State licensing record · October 26, 2026

We’ll ask for you. Not on file for Penny's Guest Home: two-person transfers or a lift, who is awake overnight and help with medicines. When we check availability, we ask about these too.

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What it costs here

Covelight estimate

$4,500a month to start

Likely $3,650–$5,550

From 15 nearby homes that publish rates · this home’s rate is not on file

Monthly cost breakdownWith a shared room and basic help · room, care and fees$4,500likely a month

Room

Daily care

Sharing the room

Starting monthly rate$4,500likely $3,650–$5,550
Covelight’s estimate starts from the rates 15 small homes within 5 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (44 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,500one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,500 (133 California listings; middle half $1,000–$4,000). Many homes list none — ask.

Likely monthly totalLikely $3,650–$5,750: $4,500
First monthWith a one-time move-in fee · likely $4,350–$8,950: $7,000

How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance

MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.

If the money runs out, what Medi-Cal covers

Rates at nearby homes15 nearby homes publish starting rates of $3,200 to $8,000

15 homes like this within 5 miles publish starting rates mostly between $3,500–$6,100.

Emerald Care Home IIConcord · 2.3 mi · Small home
$3,500Listed on Seniorly · seen September 9, 2026
Agape Assisted LivingConcord · 2.7 mi · Small home
$4,500Listed on Seniorly · assisted living · seen September 9, 2026
Penny's Guest Home BillingsConcord · 3.0 mi · Small home
$4,500Listed on Seniorly · seen September 9, 2026
Buttercup Care HomeConcord · 3.9 mi · Small home
$5,000Listed on A Place for Mom · seen September 9, 2026
Camellia Garden Care VillaWalnut Creek · 3.9 mi · Small home
$5,000Listed on Seniorly · seen September 9, 2026
Welcome Home Senior Residence (Concord 2)Concord · 4.2 mi · Small home
$4,500Listed on Seniorly · seen September 9, 2026
A Place for SeniorsWalnut Creek · 4.3 mi · Small home
$6,500Listed on Seniorly · seen September 9, 2026
Welcome Home Senior Residence (Walnut Creek)Walnut Creek · 4.4 mi · Small home
$5,000Listed on Seniorly · seen September 9, 2026
Better Living of Walnut CreekWalnut Creek · 4.4 mi · Small home
$3,500Listed on Seniorly · assisted living · seen September 9, 2026
Golden Care HomeConcord · 4.5 mi · Small home
$3,200Listed on Seniorly · assisted living · seen September 9, 2026
Wimbledon Walnut Creek Care HomeWalnut Creek · 4.5 mi · Small home
$8,000Listed on Seniorly · seen September 9, 2026
A Ohana Home for SeniorsConcord · 4.6 mi · Small home
$4,500Listed on Seniorly · seen September 9, 2026
Aspen Senior LivingConcord · 4.6 mi · Small home
$7,000Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
Blue Horizon LivingConcord · 4.6 mi · Small home
$5,000Listed on A Place for Mom · seen September 9, 2026
Bermuda Residential Care HomeConcord · 4.8 mi · Small home
$3,800Listed on Seniorly · seen September 9, 2026

How this estimate worksWithin 25% for 7 in 10 homes in testing

Covelight’s estimate starts from the rates 15 small homes within 5 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
It cannot see this home’s specials, how it assesses care, or which rooms are open.

Avoid surprises on the billWhat changes the price, and what to ask

The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
Move-in costs
A one-time move-in fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

Ask for the price

An estimate for planning, not a quote. A home sets the price after hearing about the care needed.

Daily life

Daily life here is not on file yet. Most small homes haven’t published it, and that says nothing about the home.

The best way to see it is a visit.

Request a tour

Where it is

1760 Ayers Road, Concord, CA 94521Address from the public record · October 26, 2026. Confirm the entrance with the home before visiting.

Opening the neighborhood map…

John Muir Medical Center-Concord CampusHospital · General acute care, on the state’s list4.1 mi

Straight-line distances; check the drive or the walk. Hospital: the nearest general acute care hospital on the state’s list (CDPH, September 16, 2026).

Open directions

The state record

California inspects every licensed home and publishes what it found. A citation does not make a home unsafe, and an empty file does not make a home good.

CDSS public record, read October 26, 2026 · License #75600354 · See the state’s own record

The last 36 months — 5 of 8 documents

Complaint outcomes in these 36 months, in the state’s words: 1 “Substantiated”.

20261 state visit · 1 document

Oct 8, 2026Facility evaluation reportReport on file

We haven’t transcribed this report yet. The complete document is on the state’s site.

20251 state visit · 1 document

Oct 29, 2025Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 10/29/2025 at 8:30AM, Licensing Program Analysts (LPAs) Andrew Christy and David Doidge arrived unannounced to conduct a Required - 1 Year inspection. LPAs met with caregiver Sinforosa Arawiran and explained the purpose of the visit. Administrator Josefina Gardner arrived 9:45AM. The facility is currently at max capacity with six (6) residents. LPAs toured the facility including but not limited to bedrooms, bathrooms, dining area, kitchen, garage, and outdoor area. No bodies of water were observed. Smoke and carbon monoxide detectors were operational. Fire extinguishers were purchased on 10/29/2025. One week of nonperishable and 2-day of perishable food supplies were available. Indoor temperature is maintained at a comfortable 74.0 degrees Fahrenheit. Hot water temperature was measured at 110.4 degrees Fahrenheit in the hallway bathroom. LPAs observed grab bars and non-skid mat in the bathrooms. There were adequate lights in each room. Resident rooms were observed to be cleaned and fully furnished. First Aid kit is complete. At 10:00AM, LPAs reviewed five (5) resident records and four (4) staff records, all found to be complete. Emergency disaster plan was last reviewed 07/08/2025. Quarterly emergency drills were last conducted 07/08/2025. No deficiencies cited during inspection. Exit interview conducted and a copy of this report was provided to the administrator.the state’s words, verbatim · CDSS document, Oct 29, 2025

20242 state visits · 3 documents

Oct 8, 2024Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 10/8/2024 at 11:55AM, Licensing Program Analysts (LPAs) G. Luk and P. Manalo arrived unannounced to conduct a Required - 1 Year inspection. LPAs met with caregiver, Roselier Silagan and explained the purpose of the visit. Administrator, Josefina Gardner, arrived shortly after. The facility’s fire clearance was approved for 6 non-ambulatory residents of which 6 residents may be under hospice care. LPAs toured the facility including but not limited to bedrooms, bathrooms, dining area, kitchen, garage, and outdoor area. Smoke and carbon monoxide detectors were observed. Fire extinguisher was observed to be full. One week of nonperishable and 2-day of perishable food supplies were available. Hot water temperature was measured at 117.6 degrees F in the hallway bathroom. LPAs observed grab bars and non-skid mat in the bathrooms. There were adequate lights in each room. Resident rooms were observed to be cleaned and fully furnished. First Aid kit is complete. Last fire drill was conducted on 9/16/2024. LPAs reviewed 5 residents and 3 staff files starting at 12:20PM. LPAs reviewed a sample of resident's medications during inspection. LPAs interviewed 1 resident and 2 staff starting at 1:45PM. At 12:48PM, LPAs observed R4 and R5 does not have a current medical assessment on file. At 1:20PM, LPAs observed unlocked scissors, lighters, and pizza cutter in kitchen drawer. Caregiver locked up the items during inspection. The deficiencies was observed (see LIC 809D) and cited from the California Code of Regulations, Title 22. Failure to correct deficiency may result in civil penalties. Exit interview conducted. A copy of this report and appeal rights was provided.the state’s words, verbatim · CDSS document, Oct 8, 2024

The state marks this report as 5 pages; the online copy we transcribed has 3. You can request the full file from the county licensing office.

Jul 29, 2024Complaint investigation reportSubstantiated

Allegation investigated: Staff did not allow authorized representative to view the menu

On 7/29/2024 at 10:00AM, Licensing Program Analyst (LPA) G. Luk arrived unannounced to conduct a complaint investigation and deliver findings regarding the allegation above. LPA met with caregiver, Aproniana Gionson and informed her of the reason for the visit. Administrator, Epifania Angcla arrived 30 minutes later. During the course of investigation, LPA interviewed 2 resident, 2 staff, and complainant. Interview with staff revealed that facility does not have a sample menu available. Based on LPA's information obtained during investigation, the preponderance of evidence standard has been met; therefore, the above allegation is found to be SUBSTANTIATED. California Code of Regulations, Title 22, are being cited on the attached LIC9099D. Exit interview conducted. A copy of this report and appeal rights provided. Substantiatedthe state’s words, verbatim · CDSS document, Jul 29, 2024 · control 15-AS-20240722123621

From the deficiency page — Deficiency type: Type B · Section cited: CCR 87555(b)(6) · Plan of correction due date: Aug 16, 2024

General Food Service Requirements. Facilities licensed for less than sixteen (16) residents shall maintain a sample menu in their file. Menus shall be made available... This requirement is not met as evidence by: Based on investigation, licensee did not comply with the section cited above by not maintaining a sample menu which poses a potential health and safety risk to the persons in care.the state’s words, verbatim · CDSS document, Jul 29, 2024

Plan of correction: Administrator has agreed to create a sample menu and provide a copy to CCLD by POC date.

Jul 29, 2024Facility evaluation reportCase Management - DeficienciesDeficiency pages: Type A, Type B

Type of visit: Case Management - Deficiencies

On 7/29/2024 at 12:00PM, Licensing Program Analyst (LPA) G. Luk arrived unannounced to conduct a case management visit. LPA met with Administrator, Epifania Angcla. While LPA G. Luk was at the facility for a complaint investigation (#15-AS-20240722123621), the following deficiencies were observed. At 10:30AM, LPA observed unlocked medication in refrigerator. Staff locked up medication during inspection. At 10:35AM, LPA observed soap and hygiene supplies were stored with non-perishable food items. Staff removed the soap and hygiene supplies during inspection. At 11:00AM, LPA observed there was a camera in R1's room and the receiver was located in the kitchen counter. Staff removed the camera during inspection. The deficiencies were observed (see LIC 809D) and cited from the California Code of Regulations, Title 22. Failure to correct deficiencies may result in civil penalties. Exit interview conducted. A copy of this report and appeal rights provided.the state’s words, verbatim · CDSS document, Jul 29, 2024

From the deficiency page — Deficiency type: Type A · Section cited: CCR 87465(h)(2) · Plan of correction due date: Jul 30, 2024

Incidental Medical and Dental Care. Centrally stored medicines shall be kept in a safe and locked place that is not accessible ...This requirement is not met as evidence by: Based on observation, licensee did not comply with the section cited above by having medications unlocked which poses an immediate health and safety risk to the persons in care.the state’s words, verbatim · CDSS document, Jul 29, 2024

Plan of correction: Staff locked up the medications during inspection. Deficiency cleared.

From the deficiency page — Deficiency type: Type B · Section cited: CCR87555(b)(25) · Plan of correction due date: Jul 30, 2024

General Food Service Requirements. Soaps, detergents...or similar substances shall be stored in areas separate from food supplies. This requirement is not met as evidence by: Based on observation, licensee did not comply with the section cited above by having hygiene supplies stored with food items which poses a potential health and safety risk to the persons in care.the state’s words, verbatim · CDSS document, Jul 29, 2024

Plan of correction: Staff removed the soaps and hygiene supplies during inspection. Deficiency cleared.

From the deficiency page — Deficiency type: Type B · Section cited: CCR 87468.2(a) · Plan of correction due date: Jul 30, 2024

Additional Personal Rights of Residents in Privately Operated Facilities. In addition to...87468.1, Personal Rights...shall have all of the following personal rights: This requirement is not met as evidenced by: Based on observation, the licensee did not comply with the section cited above by having a camera in R1's room which poses a potential personal rights risk to persons in care.the state’s words, verbatim · CDSS document, Jul 29, 2024

Plan of correction: Staff removed the camera during inspection. Deficiency cleared

Earlier years2022 to 2023 · 3 documents

20231 state visit · 1 document

Sep 29, 2023Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 09/29/2023 at 12:15 PM, Licensing Program Analyst (LPA) P. Watson arrived unannounced to conduct Required 1 Year Annual inspection. Upon arrival LPA was greeted by caregivers. Licensee arrived at 12:37 PM. LPA met with Licensee, Josefina Gardner and explained the purpose of the visit. The facility’s fire clearance was approved for 6 Non-Ambulatory. LPA toured facility with Josefina including but not limited to bedrooms, bathrooms, kitchen, common area and backyard. The facility consists of 8 total bedrooms which 6 bedrooms are occupied by the residents and 2 bedroom are occupied by staff. All outdoor and indoor passageways are kept free of obstruction. There are no bodies of water observed. A comfortable temperature is maintained at 75 degrees Fahrenheit. LPA observed lighting in all rooms are adequate for the comfort and safety of the residents. The hot water temperature in the residents’ shared and personal bathrooms was measured within range of 105-120 degrees Fahrenheit. Residents’ bathrooms are equipped with grab bars and non-skid mats. There is a minimum 7 day supply of nonperishable and 2 day of perishable foods. Centrally stored medication and sharps were locked and inaccessible to residents. Smoke detectors and carbon monoxide detectors were in operating condition during visit. Fire extinguisher was last purchased on 09/20/2022, Licensee stated they will purchase a new extinguisher and provide proof of purchase. First aid kit was observed to be complete. Fire drill was last conducted on 08/17/2023. Report continues on 809 C At 12:40 PM, LPA reviewed 6 of 6 residents records. At 1:20 PM, LPA reviewed 8 of 8 staff records and 8 of 8 have first aid training and associated to the facility. At 1:52 PM, LPA reviewed a sample of 6 of 6 resident’s medications. Updated copies of the following documents were requested for facility file and are to be submitted to CCL by 10/13/2023: LIC 308 Designation of Administrative Responsibility LIC 309 Administrative Organization LIC 500 Personnel Report LIC 610E Emergency Disaster Plan Liability Insurance Current Administrator’s Certificate No deficiencies cited during visit. Exit interview conducted and a copy of this report provided.the state’s words, verbatim · CDSS document, Sep 29, 2023

20222 state visits · 2 documents

Oct 20, 2022Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 10/20/2022 at 9:50 AM, Licensing Program Analyst (LPA) P. Watson arrived unannounced to conduct an annual Infection Control Inspection. LPA met with Licensee,Josefina Gardner and explained the purpose of the visit. During the Infection Control Inspection, LPA toured facility with Josefina including but not limited to front entrance, screening station, hand washing stations, bedrooms, common areas, kitchen, and backyard. Facility has a sufficient 2-day perishable and one-week non-perishable food supply.There is one central entry point for universal screening for staff, residents, and visitors. A sign-in policy, Covid questionnaires, thermometer and hand sanitizer were observed at screening station. Hand washing posters were observed. Common touched surfaces are disinfected at least once daily. Bathrooms are equipped with liquid soap, paper towel and trash bins with touchless lids. Facility staff were observed to be wearing proper PPE. Facility has a 30-day supply of PPEs maintained at central location and easily accessible for staff. Facility has a mitigation plan and maintains record of routine screening for residents and staff. Fire extinguisher was observed serviced. LPA observed facility passages inside and out free of obstruction. Continue on 809C. The following deficiency was observed during the visit: - At approximately 10:00 AM LPA observed a caregiver that was not associated to the facility. The following deficiencies were observed (see LIC 809D) and cited from the California Code of Regulations, Title 22 and/or Health and Safety Code Failure to correct deficiencies by POC date may result in additional Civil Penalties Exit interview conducted and a copy of this report provided along with Appeal rights.the state’s words, verbatim · CDSS document, Oct 20, 2022

The state marks this report as 4 pages; the online copy we transcribed has 3. You can request the full file from the county licensing office.

Aug 10, 2022Facility evaluation reportCase Management - OtherReport on file

Type of visit: Case Management - Other

On 08/10/2022 at 10:42 AM Licensing Program Analysts (LPA) J. Clancy-Czuleger arrived unannounced to conduct a Case Management. LPA met with Penny Gardner, Licensee. LPA observed that the floor plan that was submitted to the fire department and to CCLD is accurate. The facility has three additional bedrooms at the back of the house. The fire clearance is for 6 total capacity, of which 6 maybe non-ambulatory. Fire clearance was granted on August 8, 2022. Exit interview conducted and a copy of report was provided.the state’s words, verbatim · CDSS document, Aug 10, 2022

6 of 6 beds were occupied at the July 29, 2024 state visit — a count on that day, not an opening.

License holder

Gardner, Josefina G., licensed since 1999.

Operates 2 licensed homes in California. Running more than one home is common and is neither good nor bad on its own.

Penny's Guest Home Billings · Concord

The state’s totals for this licenseSince 1999, as the state’s facility page counts them

State visits on file: 9
Total complaints: 1
Substantiated allegations: 1
Type A citations: 0
Type B citations: 1

These are the state’s own totals for this license since 1999, per CDSS records. The state counts them apart from the documents above, and they can differ from what those documents show; the documents say what each visit found. One complaint can contain several allegations.

Compare with homes the same size

	This home	Typical
Type A citations	0	0
Type B citations	1	0
Substantiated allegations	1	0
Total complaints	1	0

“Typical” is the statewide median for licensed homes this size. It does not adjust for years licensed, and older licenses have had more visits and reports. The median is across the 6,916 licensed small board-and-care homes (6 or fewer beds) in the state record. The figures compared are the state’s totals, not the documents.

What the state’s words mean

Routine visita visit the state records as “Required” — a scheduled visit, not one made in answer to a complaintSubstantiatedthe state found the allegation more likely true than notUnsubstantiatedthere was not enough evidence to prove a violation occurred — not a finding of wrongdoingUnfoundedthe evidence showed the allegation was false, could not have happened, or had no reasonable basisType A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗

An “unsubstantiated” complaint is not a finding of wrongdoing — it means the state investigated and could not confirm the allegation. Outcome words are the state’s own; we never grade, score, or color a record, and we publish no reviews — the state’s dated documents stand in their place.

Open CDSS facility search ↗Report a record error Operate this home? Respond or correct, free →

Frequently asked questions

A citation does not make a home unsafe, and an empty file does not make a home good.

Quick answers about Penny's Guest Home

Is Penny's Guest Home licensed?

The state lists this license as “Licensed,” per CDSS records as of October 26, 2026.

How many residents is Penny's Guest Home licensed for?

6 residents — a small home, per CDSS records as of October 26, 2026.

Has Penny's Guest Home been cited?

0 Type A and 1 Type B citation since 1999, per CDSS records as of October 26, 2026. Those records count 9 state visits over the same years.

Is Penny's Guest Home still open?

This license was on the CDSS roster as of November 12, 2026.

What does Penny's Guest Home cost?

$4,500 a month to start is a Covelight estimate, likely $3,650–$5,550. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”

Among 10 other homes of a similar licensed size in Concord that publish a starting rate, the middle half runs $3,800 to $5,000 a month, and the middle figure is $4,500 (n = 10 other homes publishing a starting rate).

Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.

A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.

The price is made in the phone call. Nothing here is a quote, an offer or a discount.

A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.

Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.

Does Penny's Guest Home take Medi-Cal?

On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.

Who holds the license?

The license is held by Gardner, Josefina G., per CDSS records as of October 26, 2026.

Is there a hospital nearby?

John Muir Medical Center-Concord Campus is 4.1 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.

Can Penny's Guest Home keep a resident on hospice?

Hospice care is approved on this license, covering up to 6 residents, per CDSS records as of October 26, 2026.