Illustration — no photo of this home on file yet
Penny's Guest Home Billings
Small home·Licensed for 6·Concord, California
- Care approvals on fileWheelchair · Hospice · BedriddenState licensing record · September 27, 2026
- Starting rate$4,500 a monthListed by the home on Seniorly · September 9, 2026
- Home sizeLicensed for 6Small care home · a licensed care home (RCFE)
- Ways to payAsk the homeMedi-Cal ALW participation not on file
- Last state visitFebruary 10, 2026CDSS inspection record
- Licence holderGardner, Josefina G.Since 2001 · 2 licensed homes
Penny's Guest Home Billings is a small care home in Concord — a licensed residential care facility for the elderly (RCFE), the licence category behind “assisted living” and “board and care.” It is licensed for 6 residents since 2001. Dementia care is not on file.
Built from CDSS public records · September 27, 2026. Every fact below names its source and date.
Quick answers and the state record
A citation does not make a home unsafe, and an empty file does not make a home good.
Quick answers about Penny's Guest Home Billings
Is Penny's Guest Home Billings licensed?
The state lists this license as “Licensed,” per CDSS records as of September 27, 2026.
How many residents is Penny's Guest Home Billings licensed for?
6 residents — a small home, per CDSS records as of September 27, 2026.
Has Penny's Guest Home Billings been cited?
0 Type A and 0 Type B citations since 2001, per CDSS records as of September 27, 2026. Those records count 5 state visits over the same years.
Is Penny's Guest Home Billings still open?
This license was on the CDSS roster as of September 28, 2026.
What does Penny's Guest Home Billings cost?
$4,500 a month to start — listed by the home on Seniorly · September 9, 2026.
The home lists this starting rate on Seniorly, seen September 9, 2026.
Among 9 other homes of a similar licensed size in Concord that publish a starting rate, the middle half runs $3,725 to $5,000 a month, and the middle figure is $4,500 (n = 9 other homes publishing a starting rate).
Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.
A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.
The price is made in the phone call. Nothing here is a quote, an offer or a discount.
A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.
Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.
Does Penny's Guest Home Billings take Medi-Cal?
On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
Who holds the license?
The license is held by Gardner, Josefina G., per CDSS records as of September 27, 2026.
Is there a hospital nearby?
John Muir Medical Center-Concord Campus is 1.1 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.
Can Penny's Guest Home Billings keep a resident on hospice?
Hospice care is approved on this license, covering up to 6 residents, per CDSS records as of September 27, 2026.
Penny's Guest Home Billings license and inspection record
- Name on the license: “PENNY'S GUEST HOME BILLINGS”, per the CDSS roster as of May 25, 2025.
- License #75600481. The state lists this license as “Licensed,” per CDSS records as of September 27, 2026.
- Licensed for 6 residents — a small home, per CDSS records as of September 27, 2026.
- Licensed to Gardner, Josefina G., per CDSS records as of September 27, 2026.
- First licensed in 2001, per CDSS records as of September 27, 2026.
- 5 state inspection visits since 2001, per CDSS records as of September 27, 2026.
- 0 Type A and 0 Type B citations on file since 2001, per CDSS records as of September 27, 2026. The same records count 5 state visits in that period.
- 0 complaints and 0 substantiated allegations on file since 2001, per CDSS records as of September 27, 2026.
- The most recent state visit on file is February 10, 2026, per CDSS records as of September 27, 2026.
California writes these definitions for every licensed home, not for this one. CDSS citation definitions (PDF) ↗
Can they support the care needed?
California licenses a home for specific kinds of care. The state’s record lists what this home is approved for; the home’s own answers fill in what changes as needs change.
- Wheelchair / non-ambulatoryApproved by the state
- Dementia / memory careNot on file · ask the home
- Hospice careApproved · covers up to 6 residents
- BedriddenApproved by the state
State licensing record · September 27, 2026. An approval may cover specific rooms or residents; it does not establish an opening.
Read the state’s own wording
AGE RANGE 60 AND OVER. ALL RESIDENTS MAY BE NON-AMBULATORY AND ONE BEDRIDDEN. LICENSE SUBJECT TO TERMS AND CONDITIONS OF HOSPICE WAIVER FOR SIX (6) RESIDENTS.
985 - RCFE / HOSPICE
CDSS record, verbatim · September 27, 2026
As needs change
- Staying through hospice
Hospice waiver on file · covers up to 6 — care may continue at the end of life
Ask: “If hospice is needed, can care continue here until the end?”
State licensing record · September 27, 2026
4 more questions to ask the home
- Two-person transfers or a lift
Not on file
Ask: “If two people or a lift are needed to transfer, can the person stay?”
- Someone awake overnight
Not on file
Ask: “Who is awake overnight, and how do residents ask for help?”
- Medicines
Not on file
Ask: “Who manages the medicines, and what happens when a dose is missed?”
- If memory loss develops
Dementia-care designation not on file
Ask: “If memory loss develops, what would change — and when would a move be needed?”
Care & day-to-day support
These are the home’s own statements about its day-to-day practice — they are not part of the state licensing record, and the state has not approved or reviewed them.
Respite / short-term stays
Reported on seniorly.com · source dated August 24, 2026.
Help with bathing or showering
Reported on seniorly.com · source dated August 24, 2026.
Assistance with transfers
Reported on seniorly.com · source dated August 24, 2026.
Medication management
Reported on seniorly.com · source dated August 24, 2026.
Diabetic / carbohydrate-controlled diet
Reported on seniorly.com · source dated August 24, 2026.
Help with dressing and grooming
Reported on seniorly.com · source dated August 24, 2026.
Building is wheelchair accessible
Reported on seniorly.com · source dated August 24, 2026.
Nights & staffing
24-hour supervision claimed
Reported on seniorly.com · source dated August 24, 2026.
Emergency call system
Reported on seniorly.com · source dated August 24, 2026.
What it costs here
This home’s starting rate
$4,500a month to start
Listed by the home on Seniorly · September 9, 2026 · See listing
Likely monthly total
$4,500a month
Likely $4,500–$5,100
With a shared room and basic help.
An estimate for planning, not a quote. The price is made in the phone call.
See the full cost breakdownRoom, care and fees · how people pay · where the price comes from
Memory care is not priced here: a dementia-care designation is not on file for this home. Ask the home.
Starting monthly rate$4,500this home
The home lists this starting rate on Seniorly, seen September 9, 2026.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (45 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,000one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,000 (134 California listings; middle half $1,000–$4,000). Many homes list none — ask.
- Likely monthly totalLikely $4,500–$5,100
- $4,500
- First monthWith a one-time move-in fee · likely $4,500–$8,600
- $6,500
How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance
- Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
- Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
- SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
- VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
- Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
- MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Avoid surprises on the billWhat changes the price, and what to ask
- The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
- What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
- Move-in costs
A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
- Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.
- What is the full monthly cost for the room and care we need, and what does it include?
- What would the next care level cost, and who decides when it changes?
- What is billed separately, and is there a one-time fee or deposit at move-in?
- Is any private-pay period required before another payment program can begin?
How this estimate worksWhere this price comes from
The home lists this starting rate on Seniorly, seen September 9, 2026.
8 homes like this within 3 miles publish starting rates mostly between $3,350–$5,000.
- Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
- Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
- Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
- Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
- We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
- It cannot see this home’s specials, how it assesses care, or which rooms are open.
Show the 8 nearby homes behind this estimate
- Agape Assisted LivingConcord · 0.5 mi · Small home$4,500Listed on Seniorly · assisted living · seen September 9, 2026
- Emerald Care Home IIConcord · 1.5 mi · Small home$3,500Listed on Seniorly · seen September 9, 2026
- Golden Care HomeConcord · 1.8 mi · Small home$3,200Listed on Seniorly · assisted living · seen September 9, 2026
- A Ohana Home for SeniorsConcord · 2.1 mi · Small home$4,500Listed on Seniorly · seen September 9, 2026
- Aspen Senior LivingConcord · 2.3 mi · Small home$7,000Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Blue Horizon LivingConcord · 2.3 mi · Small home$5,000Listed on A Place for Mom · seen September 9, 2026
- Buttercup Care HomeConcord · 2.3 mi · Small home$5,000Listed on A Place for Mom · seen September 9, 2026
- Elisabeth Care HomePleasant Hill · 2.7 mi · Small home$3,500Listed on Seniorly · seen September 9, 2026
Where it is
- 1791 Billings Road, Concord, CA 94519Address from the public record · September 27, 2026. Confirm the entrance with the home before visiting.
Opening the neighborhood map…
The state record
California inspects every licensed home and publishes what it found. Here are the dated documents and the state’s own words, beside what is typical for homes this size.
Since 2022, the state has filed 5 documents for this home, and its records count 5 visits since 2001. The most recent is a facility evaluation report, dated February 10, 2026.
- On file since
- 2022
- State visits
- 5
- Most recent visit
- February 10, 2026
Beside homes the same size
- Type A citations0typical 0
- Type B citations0typical 0
- Substantiated allegations0typical 0
- Total complaints0typical 0
“Typical” is the statewide median across the 6,808 licensed small board-and-care homes (6 or fewer beds) in the state record — larger, longer-licensed homes accumulate more visits and reports, so compare like with like. One complaint can contain several allegations. Counts cover this licence since 2001.
Year by year
The last 36 months — 3 of 5 documents
Feb 10, 2026Facility evaluation reportReport on file
Type of visit: Required - 1 Year
On 02/10/26 at 1:16 pm Licensing Program Analysts (LPA) J. Clancy-Czuleger arrived unannounced to do an annual inspection. LPA meet with Staff Vanessa Villalongja and explained the purpose of the visit. Administrator was called and informed of the visit. LPA inspected the facility inside out. There is no body of water. Physical plant is consistent with the facility sketch received by Central Application Bureau (CAB) and approved by the fire department. LPA inspected the living room, dining area, kitchen, bedrooms, hallways, bathrooms, side and backyards. Bedrooms were observed appropriately furnished with adequate lighting and drawers. Facility has sufficient towels, extra bed sheets and comforters. Equipment and supplies for residents' personal hygiene are available and on site. Dinner and silver wares were observed sufficient for residents' use. Food supplies checked and observed good for seven days of non-perishables. Facility was observed equipped with refrigerator, microwave, dishwasher, washer and dryer. Cabinet for knives, cleaning supplies, and central storage for medications were observed with locks. Activity supplies were available. Outdoor activity space was observed furnished with tables, chairs and shade. The facility has a mitigation plan. At 1:25 pm LPA reviewed 4 residents records. At 1:45 pm, LPA reviewed 3 staff records and 3 of 3 were fingerprint cleared and associated to the facility. No deficiencies cited during visit. Exit interview conducted and a copy of this report provided.the state’s words, verbatim · CDSS document, Feb 10, 2026
Mar 27, 2025Facility evaluation reportReport on file
Type of visit: Required - 1 Year
On 03/27/25 at 12:45 pm Licensing Program Analysts (LPA) J. Clancy-Czuleger arrived unannounced to do an annual inspection. LPA meet with Administrator Penny Gardener and explained the purpose of the visit. Penny had to leave during the visit but designated Milleta Guadalupe to sign off on the report. LPA inspected the facility inside out. There is no body of water. Physical plant is consistent with the facility sketch received by Central Application Bureau (CAB) and approved by the fire department. LPA inspected the living room, dining area, kitchen, bedrooms, hallways, bathrooms, side and backyards. Bedrooms were observed appropriately furnished with adequate lighting and drawers. Facility has sufficient towels, extra bed sheets and comforters. Equipment and supplies for residents' personal hygiene are available and on site. Dinner and silver wares were observed sufficient for residents' use. Food supplies checked and observed good for seven days of non-perishables. Facility was observed equipped with refrigerator, microwave, dishwasher, washer and dryer. Cabinet for knives, cleaning supplies, and central storage for medications were observed with locks. Activity supplies were available. Outdoor activity space was observed furnished with tables, chairs and shade. The facility has a mitigation plan. At 12:52 pm LPA reviewed 5 residents records. At 1:35 pm, LPA reviewed 3 staff records and 3 of 3 were fingerprint cleared and associated to the facility. The following deficiency was observed during the visit: The fire extinguisher has not been serviced in the last year The Facility was cited, and citations can be found on the LIC 809-D. Exit interview conducted. Appeal Rights and a copy of this report provided.the state’s words, verbatim · CDSS document, Mar 27, 2025
Feb 22, 2024Facility evaluation reportReport on file
Type of visit: Required - 1 Year
On 02/22/24 at 09:20 am Licensing Program Analysts (LPA) J. Clancy-Czuleger arrived unannounced to do an annual inspection. LPA meet with Administrator Penny Gardner and explained the purpose of the visit. LPA inspected the facility inside out. There is no body of water. Physical plant is consistent with the facility sketch received by Central Application Bureau (CAB) and approved by the fire department. LPA inspected the living room, dining area, kitchen, bedrooms, hallways, bathrooms, side and backyards. Bedrooms were observed appropriately furnished with adequate lighting and drawers. Facility has sufficient towels, extra bed sheets and comforters. Equipment and supplies for residents' personal hygiene are available and on site. Dinner and silver wares were observed sufficient for residents' use. Food supplies checked and observed good for seven days of non-perishables. Facility was observed equipped with refrigerator, microwave, dishwasher, washer and dryer. Cabinet for knives, cleaning supplies, and central storage for medications were observed with locks. Activity supplies were available. Outdoor activity space was observed furnished with tables, chairs and shade. The facility has a mitigation plan. At 09:40 am LPA reviewed 6 residents records. At 10:45 am, LPA reviewed 3 staff records and 3 of 3 were fingerprint cleared and associated to the facility. No deficiencies cited during visit. Exit interview conducted and a copy of this report provided.the state’s words, verbatim · CDSS document, Feb 22, 2024
What the state’s words mean
CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗
Who holds the licence
Gardner, Josefina G., licensed since 2001, operates 2 licensed homes in California. Running more than one home is common and is neither good nor bad on its own.
- Penny's Guest Home · Concord
Life here
Rooms, meals, the rhythm of a day, faith and language, pets and house rules — as the home describes them. Tap any detail for its source and date; nothing here is graded.
Find a detail about life at this home.
Rooms & the spaces they will use
Private rooms
Reported on seniorly.com · source dated August 24, 2026.
Outdoor spaceWalking paths · Garden
Reported on seniorly.com · source dated August 24, 2026.
Rooms come furnished
Reported on seniorly.com · source dated August 24, 2026.
Common areasDining room
Reported on seniorly.com · source dated August 24, 2026.
Telephone in the room
Reported on seniorly.com · source dated August 24, 2026.
LaundryDone by staff
Reported on seniorly.com · source dated August 24, 2026.
AmenitiesMove-in coordination
Reported on seniorly.com · source dated August 24, 2026.
Housekeeping
Reported on seniorly.com · source dated August 24, 2026.
Meals, preferences & familiar food
All-day or flexible dining
Reported on seniorly.com · source dated August 24, 2026.
Food allergy management
Reported on seniorly.com · source dated August 24, 2026.
Meal timesScheduled meals
Reported on seniorly.com · source dated August 24, 2026.
Meals provided
Reported on seniorly.com · source dated August 24, 2026.
Activities & the rhythm of a day
Activity types offeredMovie nights
Reported on seniorly.com · source dated August 24, 2026.
Faith, culture & language
Languages spoken by caregiversEnglish
Reported on seniorly.com · source dated August 24, 2026.
Before you call
Ask every home the same questions — the state’s record does not answer these. Keep the ones that matter and they travel with your saved homes.
- What is included in the monthly rate, and what costs extra?
- Who is awake overnight, and how do residents ask for help?
- Which rooms does the non-ambulatory approval cover, and what transfer support is provided?
- What could change whether someone can stay here?
- Can we see a bedroom and share a meal during a visit?
Other homes nearby
The nearest licensed homes in Contra Costa County, closest first. Every listed home appears on the same terms.
St. Francis Care Home II
Concord · Small home · 0.2 mi away
$4,550 a month to start · Covelight estimate
Gabriel's House 1
Concord · Small home · 0.3 mi away
$4,650 a month to start · Covelight estimate
Elim Assisted Living
Concord · Small home · 0.3 mi away
$5,150 a month to start · Covelight estimate
Agape Assisted Living
Concord · Small home · 0.5 mi away
$4,500 a month to start · Listed by the home
Lt. Cozy Home Care
Concord · Small home · 0.5 mi away
$4,500 a month to start · Covelight estimate
Penny's Guest Home
Concord · Small home · 0.5 mi away
$4,700 a month to start · Covelight estimate