Illustration — no photo of this home on file yet
Villa Mirage of Carmel
Small home·Licensed for 6·Carmel Valley, California
- Care approvals on fileWheelchair · HospiceState licensing record · September 13, 2026
- Starting rate$5,000 a monthListed by the home on Seniorly · September 9, 2026
- Home sizeLicensed for 6Small care home · a licensed care home (RCFE)
- Ways to payAsk the homeMedi-Cal ALW participation not on file
- Last state visitOctober 22, 2025CDSS inspection record
Villa Mirage of Carmel is a small care home in Carmel Valley — a licensed residential care facility for the elderly (RCFE), the licence category behind “assisted living” and “board and care.” It is licensed for 6 residents since 2006. Dementia care and bedridden care are not on file.
Built from CDSS public records · September 13, 2026. Every fact below names its source and date.
Quick answers and the state record
A citation does not make a home unsafe, and an empty file does not make a home good.
Quick answers about Villa Mirage of Carmel
Is Villa Mirage of Carmel licensed?
The state lists this license as “Licensed,” per CDSS records as of September 13, 2026.
How many residents is Villa Mirage of Carmel licensed for?
6 residents — a small home, per CDSS records as of September 13, 2026.
Has Villa Mirage of Carmel been cited?
0 Type A and 0 Type B citations since 2006, per CDSS records as of September 13, 2026. Those records count 5 state visits over the same years.
Is Villa Mirage of Carmel still open?
This license was on the CDSS roster as of September 28, 2026.
What does Villa Mirage of Carmel cost?
$5,000 a month to start — listed by the home on Seniorly · September 9, 2026.
The home lists this starting rate on Seniorly for assisted living private room, seen September 9, 2026.
Among 5 other homes of a similar licensed size across Monterey County that publish a starting rate, the middle half runs $3,250 to $6,250 a month, and the middle figure is $6,000 (n = 5 other homes publishing a starting rate).
Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.
A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.
The price is made in the phone call. Nothing here is a quote, an offer or a discount.
A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.
Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.
Does Villa Mirage of Carmel take Medi-Cal?
On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
Who holds the license?
The license is held by Serrano, Charito M., per CDSS records as of September 13, 2026.
Can Villa Mirage of Carmel keep a resident on hospice?
Hospice care is approved on this license, covering up to 3 residents, per CDSS records as of September 13, 2026.
Villa Mirage of Carmel license and inspection record
- Name on the license: “VILLA MIRAGE OF CARMEL”, per the CDSS roster as of May 25, 2025.
- License #275201906. The state lists this license as “Licensed,” per CDSS records as of September 13, 2026.
- Licensed for 6 residents — a small home, per CDSS records as of September 13, 2026.
- Licensed to Serrano, Charito M., per CDSS records as of September 13, 2026.
- First licensed in 2006, per CDSS records as of September 13, 2026.
- 5 state inspection visits since 2006, per CDSS records as of September 13, 2026.
- 0 Type A and 0 Type B citations on file since 2006, per CDSS records as of September 13, 2026. The same records count 5 state visits in that period.
- 0 complaints and 0 substantiated allegations on file since 2006, per CDSS records as of September 13, 2026.
- The most recent state visit on file is October 22, 2025, per CDSS records as of September 13, 2026.
California writes these definitions for every licensed home, not for this one. CDSS citation definitions (PDF) ↗
Can they support the care needed?
California licenses a home for specific kinds of care. The state’s record lists what this home is approved for; the home’s own answers fill in what changes as needs change.
- Wheelchair / non-ambulatoryApproved by the state
- Dementia / memory careNot on file · ask the home
- Hospice careApproved · covers up to 3 residents
- BedriddenNot on file · ask the home
State licensing record · September 13, 2026. An approval may cover specific rooms or residents; it does not establish an opening.
Read the state’s own wording
AGE RANGE 60 AND OVER. SIX (6) RESIDENTS MAY BE NON-AMBULATORY. THE LICENSE IS SUBJECT TO THE TERMS AND CONDITIONS OF HOSPICE WAIVER FOR THREE (3).
935 - ELDERLY
CDSS record, verbatim · September 13, 2026
As needs change
- Staying through hospice
Hospice waiver on file · covers up to 3 — care may continue at the end of life
Ask: “If hospice is needed, can care continue here until the end?”
State licensing record · September 13, 2026
4 more questions to ask the home
- Two-person transfers or a lift
Not on file
Ask: “If two people or a lift are needed to transfer, can the person stay?”
- Someone awake overnight
Not on file
Ask: “Who is awake overnight, and how do residents ask for help?”
- Medicines
Not on file
Ask: “Who manages the medicines, and what happens when a dose is missed?”
- If memory loss develops
Dementia-care designation not on file
Ask: “If memory loss develops, what would change — and when would a move be needed?”
What it costs here
This home’s starting rate
$5,000a month to start
Listed by the home on Seniorly · September 9, 2026 · See listing
Likely monthly total
$5,000a month
Likely $5,000–$5,600
With a shared room and basic help.
An estimate for planning, not a quote. The price is made in the phone call.
See the full cost breakdownRoom, care and fees · how people pay · where the price comes from
Memory care is not priced here: a dementia-care designation is not on file for this home. Ask the home.
Starting monthly rate$5,000this home
The home lists this starting rate on Seniorly for assisted living private room, seen September 9, 2026.
Shared room insteadAsknot on file
This home’s listed starting rate is for assisted living private room. A shared room, if one is offered, may cost less — ask.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (45 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,000one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,000 (134 California listings; middle half $1,000–$4,000). Many homes list none — ask.
- Likely monthly totalLikely $5,000–$5,600
- $5,000
- First monthWith a one-time move-in fee · likely $5,000–$9,100
- $7,000
Lines marked “Ask” are not in the totals.
How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance
- Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
- Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
- SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
- VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
- Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
- MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Avoid surprises on the billWhat changes the price, and what to ask
- The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
- What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
- Move-in costs
A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
- Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.
- What is the full monthly cost for the room and care we need, and what does it include?
- What would the next care level cost, and who decides when it changes?
- What is billed separately, and is there a one-time fee or deposit at move-in?
- Is any private-pay period required before another payment program can begin?
How this estimate worksWhere this price comes from
The home lists this starting rate on Seniorly for assisted living private room, seen September 9, 2026.
14 homes like this within 38 miles publish starting rates mostly between $2,750–$6,650.
- Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
- Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
- Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
- Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
- We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
- It cannot see this home’s specials, how it assesses care, or which rooms are open.
Show the 14 nearby homes behind this estimate
- Carmel VillaCarmel · 8.3 mi · Small home$7,000Listed on Seniorly · assisted living private room · seen September 9, 2026
- Agape of CarmelCarmel · 11 mi · Small home$6,000Listed on Seniorly · assisted living private room · seen September 9, 2026
- Flanders Court of CarmelCarmel · 11 mi · Small home$6,000Listed on Seniorly · assisted living private room · seen September 9, 2026
- Carmelo ParkMonterey · 12 mi · Mid-size home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- El Camino Real ManorMarina · 15 mi · Small home$2,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Clearview CarehomesHollister · 30 mi · Small home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Rachelle's Home IFreedom · 32 mi · Mid-size home$4,000Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Seaview Guest HomeAptos · 36 mi · Small home$4,800Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Whispering Pines InnHollister · 37 mi · Mid-size home$2,889Listed on Seniorly · seen September 9, 2026
- Twin Lakes ManorSanta Cruz · 37 mi · Mid-size home$4,250Listed on Seniorly · seen September 9, 2026
- Valley Haven IIISanta Cruz · 37 mi · Mid-size home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Paradise Assisted CareSanta Cruz · 37 mi · Mid-size home$3,800Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Hanover Guest HomeSanta Cruz · 38 mi · Mid-size home$2,750Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- The Maple HouseSanta Cruz · 38 mi · Mid-size home$5,500Listed on AssistedLiving.com · seen September 9, 2026
Where it is
- 101 Village Lane, Carmel Valley, CA 93924Address from the public record · September 13, 2026. Confirm the entrance with the home before visiting.
Opening the neighborhood map…
The state record
California inspects every licensed home and publishes what it found. Here are the dated documents and the state’s own words, beside what is typical for homes this size.
Since 2021, the state has filed 5 documents for this home, and its records count 5 visits since 2006. The most recent is a facility evaluation report, dated October 22, 2025.
- On file since
- 2021
- State visits
- 5
- Most recent visit
- October 22, 2025
Beside homes the same size
- Type A citations0typical 0
- Type B citations0typical 0
- Substantiated allegations0typical 0
- Total complaints0typical 0
“Typical” is the statewide median across the 6,808 licensed small board-and-care homes (6 or fewer beds) in the state record — larger, longer-licensed homes accumulate more visits and reports, so compare like with like. One complaint can contain several allegations. Counts cover this licence since 2006.
Year by year
The last 36 months — 3 of 5 documents
Oct 22, 2025Facility evaluation reportReport on file
Type of visit: Required - 1 Year
On 10/22/25 Licensing Program Analyst (LPA) J. Leffall arrived unannounced to conduct an Annual Inspection. LPA introduced self, stated the purpose of the visit, and was greeted by Staff (S1) Maria Resendiz. LPA was granted entry. All 6 residents were present during inspection. Administrator Charito Serrano (A1) was called and arrived shortly after LPA’s arrival. LPA toured facility with S1. The facility was observed to be at a comfortable temperature, clean, in good repair, and no passageway obstructions or fire hazards were observed inside. An adequate supply of perishable and non-perishable food was observed. Freezer temperature was maintained at -20 degrees F and refrigerator temperature was maintained at 30 degrees F. Fire extinguisher was observed with a purchase date of: 10/110/24. No Fire drill conducted quarterly. Washer and dryer observed operational during visit. Carbon monoxide not observed in the facility. Smoke detectors were tested and observed to be operational. Residents' bedrooms were toured and observed to be adequately furnished with bed, dresser, and adequate lighting. All bathrooms are toured and observed to be operational. Hot water temperature was tested at a range of 106 degrees F and 119.4 degrees F in bathroom 3 out of 4 bathrooms. Bathroom 2 water temperature tested at 124.8 degrees F. Non-skid mat and grab bars observed in bathrooms. Outside of facility toured. Side gate was self-closing and self-latching. Outside was observed with adequate outdoor seatings available for residents. All medications were checked and observed kept locked in the hall closet. Residents’ MARS was reviewed. First aide kit observed with all of the required items. Both resident’s and staff files had multiple missing documents. Deficiencies are being cited on the attached 809D in accordance with California Code of Regulations, Title 22, Division 6. Exit Interview conducted. The following documents requested to be updated and submitted to Fresno CCL by 11/5/25: Lic 308, Lic 500, Lic 610E, Current Liability Insurance and current Administrator’s certificate. A copy of this report was provided to Administrator, whose signature on this form confirms receipt of these report.the state’s words, verbatim · CDSS document, Oct 22, 2025
Oct 15, 2024Facility evaluation reportReport on file
Type of visit: Required - 1 Year
On 10/15/2024, Licensing Program Analyst (LPA) V. Gorban arrived unannounced at the above facility to conduct an Annual Inspection. LPA introduced self, stated the purpose of the visit, and was granted entry to the facility. LPA toured the facility with Administrator Charito Serrano. The facility was observed to be at a comfortable temperature, of 75 degrees F. Facility is free of debris, in good repair, and no passageway obstructions or fire hazards were observed. Common areas were properly furnished and well-lit throughout. During the visit the facility residents were resting after lunch. Department phone number and infection prevention information signs were posted thought the facility. Inspecting kitchen LPA observed the required 7-day supply of non-perishable food and 2- day supply of fresh perishables to be properly stored. An emergency disaster supply was observed. A fire extinguisher was observed with service date of 10/10/2024. All private residents’ bedroom observed to be at comfortable temperatures. The bathroom’s water temperature was tested and recorded reading of 109 degrees F. Medications records storage observed to be locked in a cabinet in a hallway. Cleaning supplies were observed to be in a locked cabinet in the storage it the laundry room. An outdoor seating area was observed operational for residents in care. LPA reviewed staff and residents’ files. Exit interview conducted. A report was signed, and a copy of this report was provided for facility records.the state’s words, verbatim · CDSS document, Oct 15, 2024
Dec 13, 2023Facility evaluation reportReport on file
Type of visit: Required - 1 Year
On 12/13/2023, Licensing Program Analyst(LPA) D. Ayers arrived unannounced at the facility to conduct a Required Annual Inspection. LPA met with Administrator Charito Serrano and announced the purpose of the inspection. At the time of inspection there were six residents residing in the facility. LPA toured the facility inside and outside. Pathways and doors were clear and free from obstruction. Smoke-detectors and carbon-monoxide detectors were present and operational. Facility was clean and odor free. LPA observed sufficient amount of perishable and non-perishable foodstuffs. Common areas were clean, adequately furnished, and adequately lit. Resident bedrooms were clean and had required minimum furnishings. Resident bathrooms were clean, odor free, and water temperature was within required temperature range. Bathrooms had required non-skid mats and grab bars. Sharp items and detergents were secured in a locked cabinet in the kitchen. Medications were secured in a locked cabinet in the kitchen, and medications appeared to be administered properly. The fence had a self-locking latch mechanism, and there was adequate outdoor seating for residents. LPA observed a a supply of clean linens and extra hygiene items for residents. LPA observed sufficient supply of personal protective equipment. LPA reviewed facility plan of operations and emergency disaster plan. LPA reviewed staff and resident files. LPA requested the following documents: LIC 500 Personnel Report, LIC 308 Designation of Administrative Responsibility, LIC 610-E the Emergency Disaster Plan, proof of liability insurance, and a copy of current Administrator’s Certificate to update the facility file. No deficiencies were cited during the inspection, exit interview conducted with Licensee, a copy of the report was provided.the state’s words, verbatim · CDSS document, Dec 13, 2023
What the state’s words mean
CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗
Life here
Rooms, meals, the rhythm of a day, faith and language, pets and house rules — as the home describes them. Tap any detail for its source and date; nothing here is graded.
The home has not described daily life anywhere we have reviewed yet — that is the case for most small homes, and it says nothing about the home. These questions fill in the picture; keep the ones that matter to you.
Before you call
Ask every home the same questions — the state’s record does not answer these. Keep the ones that matter and they travel with your saved homes.
- What is included in the monthly rate, and what costs extra?
- Who is awake overnight, and how do residents ask for help?
- Which rooms does the non-ambulatory approval cover, and what transfer support is provided?
- What could change whether someone can stay here?
- Can we see a bedroom and share a meal during a visit?
Other homes nearby
The nearest licensed homes in Monterey County, closest first. Every listed home appears on the same terms.
Carmel Valley Manor
Carmel · Large community · 6.3 mi away
$4,500 a month to start · Covelight estimate
Brookdale Manor of Carmel
Carmel · Small home · 8.2 mi away
$5,300 a month to start · Covelight estimate
Carmel Villa
Carmel · Small home · 8.3 mi away
$7,000 a month to start · Listed by the home
Casa Carmel
Carmel · Small home · 8.8 mi away
$5,650 a month to start · Covelight estimate
Songbird in the Country
Salinas · Mid-size home · 9.1 mi away
$4,700 a month to start · Covelight estimate
Cottages of Carmel
Carmel · Large community · 10 mi away
$5,800 a month to start · Covelight estimate