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Finest Living Guest Home

Small home·Licensed for 6·Torrance, California

Licensed since 2009Licence #197607475
  • Care approvals on fileWheelchair · Hospice · BedriddenState licensing record · September 13, 2026
  • Estimated starting rate$5,200 a monthCovelight estimate · likely $4,250–$6,400
  • Home sizeLicensed for 6Small care home · a licensed care home (RCFE)
  • Room at the last state visit6 of 6 beds occupiedJune 6, 2022 · not a current opening
  • Ways to payAsk the homeMedi-Cal ALW participation not on file
  • Last state visitFebruary 6, 2026CDSS inspection record

Finest Living Guest Home is a small care home in Torrance — a licensed residential care facility for the elderly (RCFE), the licence category behind “assisted living” and “board and care.” It is licensed for 6 residents since 2009. Dementia care is not on file.

Built from CDSS public records · September 13, 2026. Every fact below names its source and date.

Quick answers and the state record

A citation does not make a home unsafe, and an empty file does not make a home good.

Quick answers about Finest Living Guest Home

Is Finest Living Guest Home licensed?

The state lists this license as “Licensed,” per CDSS records as of September 13, 2026.

How many residents is Finest Living Guest Home licensed for?

6 residents — a small home, per CDSS records as of September 13, 2026.

Has Finest Living Guest Home been cited?

0 Type A and 0 Type B citations since 2009, per CDSS records as of September 13, 2026. Those records count 7 state visits over the same years.

Is Finest Living Guest Home still open?

This license was on the CDSS roster as of September 28, 2026.

What does Finest Living Guest Home cost?

$5,200 a month to start is a Covelight estimate, likely $4,250–$6,400. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”

Covelight’s estimate starts from the rates 24 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

Among 39 other homes of a similar licensed size in Torrance that publish a starting rate, the middle half runs $4,500 to $5,875 a month, and the middle figure is $5,500 (n = 39 other homes publishing a starting rate).

Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.

A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.

The price is made in the phone call. Nothing here is a quote, an offer or a discount.

A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.

Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.

Does Finest Living Guest Home take Medi-Cal?

On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.

Who holds the license?

The license is held by Mtc Health Care Incorporated, per CDSS records as of September 13, 2026. See the homes licensed to Mtc Health Care Incorporated — at least 2 on the state roster.

Is there a hospital nearby?

Providence Little Company of Mary Medical Center Torrance is 0.3 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.

Can Finest Living Guest Home keep a resident on hospice?

Hospice care is approved on this license, covering up to 5 residents, per CDSS records as of September 13, 2026.

Finest Living Guest Home license and inspection record

  • Name on the license: “FINEST LIVING GUEST HOME”, per the CDSS roster as of May 25, 2025.
  • License #197607475. The state lists this license as “Licensed,” per CDSS records as of September 13, 2026.
  • Licensed for 6 residents — a small home, per CDSS records as of September 13, 2026.
  • Licensed to Mtc Health Care Incorporated, per CDSS records as of September 13, 2026.
  • First licensed in 2009, per CDSS records as of September 13, 2026.
  • 7 state inspection visits since 2009, per CDSS records as of September 13, 2026.
  • 0 Type A and 0 Type B citations on file since 2009, per CDSS records as of September 13, 2026. The same records count 7 state visits in that period.
  • 1 complaint and 0 substantiated allegations on file since 2009, per CDSS records as of September 13, 2026. One complaint can carry several allegations.
  • The most recent state visit on file is February 6, 2026, per CDSS records as of September 13, 2026.
Type A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

California writes these definitions for every licensed home, not for this one. CDSS citation definitions (PDF) ↗

See the state’s own record

Can they support the care needed?

California licenses a home for specific kinds of care. The state’s record lists what this home is approved for; the home’s own answers fill in what changes as needs change.

  • Wheelchair / non-ambulatoryApproved · covers up to 3 residents
  • Dementia / memory careNot on file · ask the home
  • Hospice careApproved · covers up to 5 residents
  • BedriddenApproved · covers up to 3 residents

State licensing record · September 13, 2026. An approval may cover specific rooms or residents; it does not establish an opening.

Read the state’s own wording
FACILITY IS LICENSED TO SERVE 3 NON-AMBULATORY AND 3 BEDRIDDEN RESIDENTS AGE 60 AND ABOVE. BEDROOMS #1, #2 AND #4 ARE CLEARED FOR BEDRIDDEN STATUS. HOSPICE WAIVER FOR 5 RESIDENTS. HOME IS SPRINKLERED.

935 - ELDERLY

CDSS record, verbatim · September 13, 2026

As needs change

  • Staying through hospice

    Hospice waiver on file · covers up to 5 — care may continue at the end of life

    Ask: “If hospice is needed, can care continue here until the end?”

    State licensing record · September 13, 2026

4 more questions to ask the home
  • Two-person transfers or a lift

    Not on file

    Ask: “If two people or a lift are needed to transfer, can the person stay?”

  • Someone awake overnight

    Not on file

    Ask: “Who is awake overnight, and how do residents ask for help?”

  • Medicines

    Not on file

    Ask: “Who manages the medicines, and what happens when a dose is missed?”

  • If memory loss develops

    Dementia-care designation not on file

    Ask: “If memory loss develops, what would change — and when would a move be needed?”

What it costs here

Covelight estimate

$5,200a month to start

Likely $4,250–$6,400

From 24 nearby homes that publish rates · this home’s rate is not on file

Likely monthly total

$5,200a month

Likely $4,250–$6,550

With a shared room and basic help.

An estimate for planning, not a quote. The price is made in the phone call.

See the full cost breakdownRoom, care and fees · how people pay · how this estimate works
Room
Daily care
Sharing the room

Memory care is not priced here: a dementia-care designation is not on file for this home. Ask the home.

  • Starting monthly rate$5,200likely $4,250–$6,400

    Covelight’s estimate starts from the rates 24 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

  • Basic help with daily careUsually includedup to $600

    Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (45 California homes publish a care-level range, seen in September 2026).

  • One-time move-in fee$2,000one time · likely $0–$4,000

    Homes that list a one-time entry or community fee charge a median of $2,000 (134 California listings; middle half $1,000–$4,000). Many homes list none — ask.

Likely monthly totalLikely $4,250–$6,550
$5,200
First monthWith a one-time move-in fee · likely $4,950–$9,650
$7,200
How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance
  • Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
  • Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
  • SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
  • VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
  • Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
  • MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
If the money runs out, what Medi-Cal covers
Avoid surprises on the billWhat changes the price, and what to ask
  • The care level

    Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.

  • What is billed separately

    Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.

  • Move-in costs

    A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.

  • Increases

    California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

  • What is the full monthly cost for the room and care we need, and what does it include?
  • What would the next care level cost, and who decides when it changes?
  • What is billed separately, and is there a one-time fee or deposit at move-in?
  • Is any private-pay period required before another payment program can begin?
How this estimate worksWithin 25% for 7 in 10 homes in testing

Covelight’s estimate starts from the rates 24 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

24 homes like this within 3 miles publish starting rates mostly between $4,500–$6,500.

  • Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
  • Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
  • Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
  • Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
  • We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
  • It cannot see this home’s specials, how it assesses care, or which rooms are open.
Show the 24 nearby homes behind this estimate

Where it is

  • 20601 Mansel Avenue, Torrance, CA 90503Address from the public record · September 13, 2026. Confirm the entrance with the home before visiting.

Opening the neighborhood map…

The state record

California inspects every licensed home and publishes what it found. Here are the dated documents and the state’s own words, beside what is typical for homes this size.

Since 2022, the state has filed 7 documents for this home, and its records count 7 visits since 2009. The most recent is a facility evaluation report, dated February 6, 2026.

On file since
2022
State visits
7
Most recent visit
February 6, 2026
Occupied · June 6, 2022 visit
6 of 6 bedsa count on that day, not an opening

We hold 1 complaint report the state published for this home, dated June 6, 2022. 1 of the 1 carries the state's recorded outcome word: “Unsubstantiated” (1). 1 includes the transcribed allegation the state investigated, word for word. Summary composed by computer from the 1 complaint report below — every count derives from them, and the documents themselves are the state's records, verbatim. We never grade, score, or color a record.

Beside homes the same size

  • Type A citations0typical 0
  • Type B citations0typical 0
  • Substantiated allegations0typical 0
  • Total complaints1typical 0

“Typical” is the statewide median across the 6,808 licensed small board-and-care homes (6 or fewer beds) in the state record — larger, longer-licensed homes accumulate more visits and reports, so compare like with like. One complaint can contain several allegations. Counts cover this licence since 2009.

Year by year
YearVisitsDocumentsSubstantiated20261102025110202411020231102022330

The last 36 months — 3 of 7 documents

20261 state visit · 1 document
Feb 6, 2026Facility evaluation reportReport on file

Type of visit: Required - 1 Year

On 02/06/2026, the California Department of Social Services (CDSS) – Community Care Licensing Division (CCLD) staff conducted an unannounced Required – 1 Year Inspection to the above-named facility and met with Administrator, Teresa Guanlao. CCLD staff explained the purpose of the visit and was accompanied by a staff member inside and outside the facility during this inspection. This facility is licensed to serve 6 adults ages 60 and above, of which 3 maybe non-ambulatory and 3 maybe bedridden. Approved for a hospice waiver for 5 residents. A total of 6 residents are currently residing in this facility. The Annual Licensing Fees are current. Facility Layout: The facility is a one-story house located in a residential street. The home consists of 4 resident bedrooms, 2 full bathrooms, 1 living room area, 1 kitchen area, 1 dining room area, 1 laundry area, 1 detached garage, and 1 backyard patio area with shaded seating. Outside Grounds: were toured no bodies of water were observed, walkways around the home were clear of hazards, and there are no security bars or weapons on the premises. Kitchen Area/Facility Food: The facility has supplies of nonperishable foods for a minimum of one week and fresh perishable foods for a minimum of two days. Knives and toxins were kept inaccessible to residents in care. There is fire extinguisher in the dining room area and it was last serviced on 04/22/2025. There is a landline telephone on the kitchen counter top. The lower kitchen cabinets were greasy. Living Room: There is a landline telephone for residents in the living room area. Resident Bedrooms: 4 out of 4 resident bedrooms were toured. There is adequate lighting, plenty of dresser and closet space observed. Bathrooms: Toilets, showers, and water faucets worked properly, grab bars were secure, and a non-skid mat was in place. Adequate lighting and toiletries accessible to residents. The hot water temperature measured 105 Fahrenheit to 110 Fahrenheit. There is mold in both bathrooms. Medications: were inaccessible to residents in care. All medications observed were labeled and maintained in compliance with label instructions and State and Federal law. 6 out of 6 Medication Administration Records (MARs) were reviewed and they were current and up to date. Garage: was toured. The garage has several facility supplies. Miscellaneous: Documents are posted as mandated. The last Annual Fire Inspection was completed on 07/08/2025 by the City of Torrance Fire Department. First aid kit is fully stocked with manual. Smoke and carbon monoxide detectors were in compliance and operational. The facility has a current Liability Insurance. 5 staff records were reviewed, 5 out of 5 staff records had required documentation. 6 resident records were reviewed, 6 out of 6 resident records had required documentation. 2 out 6 residents Appraisal & Needs Service Plan did not have responsible party signature nor Resident signature. A technical violation is being provided regarding Hospice Care Plans and Emergency Quarterly Drills. Two deficiencies are being cited based on observation and records review in accordance with the California Code of Regulations, Title 22. An exit interview was conducted, Plans of Corrections were reviewed and developed. A copy of this report and appeal rights were discussed and left with the Administrator, Teresa Guanlao.the state’s words, verbatim · CDSS document, Feb 6, 2026
20251 state visit · 1 document
Jan 7, 2025Facility evaluation reportReport on file

Type of visit: Required - 1 Year

On 1/7/2024 around 9:30 AM, the California Department of Social Services (CDSS) – Community Care Licensing Division (CCLD) staff conducted an unannounced Required – 1 Year Inspection to the above-named facility and met with Administrator, Teresa Guanlao. CCLD staff explained the purpose of the visit and was accompanied by a staff member inside and outside the facility during this inspection. This facility is licensed to serve 6 adults ages 60 and above, of which 3 maybe non-ambulatory and 3 maybe bedridden. Approved for a hospice waiver for 5 residents. A total of 6 residents are currently residing in this facility. Facility Layout: The facility is a one-story house located in a residential street. The home consists of 4 resident bedrooms, 2 full bathrooms, 1 living room area, 1 kitchen area, 1 dining room area, 1 laundry area, 1 detached garage, and 1 backyard patio area with shaded seating. Outside Grounds: were toured no bodies of water were observed, walkways around the home were clear of hazards, and there are no security bars or weapons on the premises. Kitchen Area/Facility Food: The facility has supplies of nonperishable foods for a minimum of one week and fresh perishable foods for a minimum of two days. Knives and toxins were kept inaccessible to residents in care. There is fire extinguisher in the dining room are near the kitchen and it was last serviced on 4/9/2024. There is a landline telephone on the kitchen counter-top. Living Room: There is a landline telephone, videoconferencing device, and games/activity work (i.e. board games) for residents in the living room area. There are couches and chairs for residents to sit at. Resident Bedrooms: 4 out of 4 resident bedrooms were toured. There is adequate lighting, plenty of dresser and closet space observed. Walls and floors were clean and in good condition. Bathrooms: Toilets, showers, and water faucets worked properly, grab bars were secure, and a non-skid mat was in place. Adequate lighting and toiletries accessible to residents. There were cleaning solutions accessible to residents in care. Medications: were inaccessible to residents in care. All medications observed were labeled and maintained in compliance with label instructions and State and Federal law. 2 out of 6 Medication Administration Records (MARs) were reviewed and they were current and up to date. Garage: was toured. The garage has several facility supplies. Miscellaneous: Documents are posted as mandated. Last fire drill was completed on 1/5/2025. The last Annual Fire Inspection was completed on 4/5/2024 by the City of Torrance Fire Department. First aid kit is fully stocked with manual. Smoke and carbon monoxide detectors were in compliance and operational. 5 staff records were reviewed, 5 out of 5 staff records had required documentation. 5 resident records were reviewed and, 5 out of 5 resident records had required documentation. 3 out 5 residents Appraisal & Needs Service Plan did not have responsible party signature. Change of Administrator was discussed with the Administrator. A technical violation is being provided regarding resident records. A deficiency is being cited based observation in accordance with the California Code of Regulations, Title 22. A deficiency regarding cleaning solutions accessible to residents in care. An exit interview was conducted, Plans of Corrections were reviewed and developed. A copy of this report and appeal rights were discussed and left with the Administrator.the state’s words, verbatim · CDSS document, Jan 7, 2025
20241 state visit · 1 document
Jan 10, 2024Facility evaluation reportReport on file

Type of visit: Annual/Random

On 01/10/24, Licensing Program Analyst (LPA), Wendy Gibbs, conducted an unannounced annual visit using the full CAREs tool. LPA met with Administrator, Teresa Guanlao, and explained the purpose of today’s visit. The facility is licensed for three (3) non-ambulatory and three (3) bedridden residents aged 60 and over. The facility has a hospice waiver for 5 residents. During time of visit the facility had 5 residents. Physical Plant/Structure The facility is a single-story structure located in a residential neighborhood. It consists of the following: four (4) bedrooms of which one (1) is a private room and three (3) are shared rooms, 2 bathrooms, a living area, dining area, kitchen, and outside shaded patio area with table and chairs. LPA and administrator toured the inside and outside of the physical plant. There were no bodies of water or on the premises. All walkways outside of the facility were observed clean, clear, and free of obstructions, debris, and hazards. Bedrooms LPA inspected all bedrooms and observed them to be clean and in good repair. LPA observed all bedrooms to have the required furniture including a bed(s), dresser(s), nightstand(s), and ample storage space for residents belonging. LPA observed all beds had the required linens including a mattress cover, fitted sheets, blankets, comforter, and pillows. LPA observed an ample supply of linens and blankets in good repair. All bedrooms were observed with ample lighting. Bathrooms LPA inspected all bathrooms and observed them to be within Title 22 regulations and were clean and operational. All safety handrails were secured. LPA observed showers to have non-skid mats and a shower chair. LPA observed an ample supply of hygiene products, incontinent products, and towels. The water temperature in the bathrooms measured 115.7-degrees and 106.3-degress Fahrenheit. Kitchen LPA inspected the facility kitchen and found it to be clean and sanitary. LPA observed all appliances to be operational and in good repair. LPA observed a 3- day supply of perishable foods and a 7-day supply of non-perishable foods, properly stored, and labeled. LPA observed all knives and sharps to be secured in a locked drawer in the kitchen. LPA observed all cleaning supplies secured in a locked cabinet under the kitchen sink. LPA observed an ample supply of cookware, dining ware, and cutleries in good repair. The water temperature in the kitchen measured 107.2-degree Fahrenheit. Common Rooms LPA observed the facility to be sanitary and appropriately furnished at the time of visit. A comfortable temperature of 76 degrees was maintained in the facility. LPA observed all rooms and hallways to have ample lighting. LPA observed all walkways and hallways to be clean, clear, and free of obstructions and hazards. LPA observed a fireplace that is screened and inaccessible to residents. Medications LPA observed all Centrally Stored Medication secured in a locked cabinet in the living room and are inaccessible to residents. LPA reviewed the medications for three (3) residents and the Medication Administration Record (MAR) and found the medications to be consistent with documentation. LPA observed all medications to be in their original packaging. Files & Interviews LPA reviewed the files for three (3) residents and found they contained the required documents. During interview with residents, they stated they were happy with the services and care they receive from the facility. LPA reviewed the Administrator and two (2) staff files and found they contained the required documents, training, and certification. During interviews with staff, all were able to answer questions regarding resident care, rights, procedure, and policy. LPA reviewed the staff training logs and observed they had the required trainings and hours met for 2023. LPA reviewed and received a copy of the facilities Liability insurance through Acord which is valid till 07/07/24. LPA observed all mandated signs posted throughout the facility. Safety LPA observed the smoke and carbon monoxide detectors to be fully operational. An additional carbon monoxide detector was observed in the dining room. LPA observed a fully charged fire extinguisher, in the dining room, last serviced on 11/04/23. The last Safety Fire Inspection was conducted on 02/20/23, by the Torrance Fire Department. The facility sprinkler system was last serviced on 02/20/23. The last emergency drill was conducted on 01/04/24. LPA inspected the First Aid Kit and observed it to have the required items and a manual. The facility has a working landline telephone. LPA observed all emergency phone numbers and Emergency Disaster Plan posted in the dining room. Infection Control LPA observed sanitizing stations throughout the facility. LPA observed all required infection control signs posted throughout the facility. LPA observed a 30-day supply of Personal Protective Equipment (PPE). LPA observed the facility's infection control practices. LPA observed screening protocols for visitors, staff, and residents. LPA did not observe or cite any deficiencies during todays visit. An exit interview was conducted with Administrator, Teresa Guanlao, and a copy of this report was provided.the state’s words, verbatim · CDSS document, Jan 10, 2024
What the state’s words mean
Substantiatedthe state found the allegation more likely true than notUnsubstantiatedthere was not enough evidence to prove a violation occurred — not a finding of wrongdoingUnfoundedthe evidence showed the allegation was false, could not have happened, or had no reasonable basisType A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗

An “unsubstantiated” complaint is not a finding of wrongdoing — it means the state investigated and could not confirm the allegation. Outcome words are the state’s own; we never grade, score, or color a record, and we publish no reviews — the state’s dated documents and the questions below stand in their place.

Life here

Rooms, meals, the rhythm of a day, faith and language, pets and house rules — as the home describes them. Tap any detail for its source and date; nothing here is graded.

The home has not described daily life anywhere we have reviewed yet — that is the case for most small homes, and it says nothing about the home. These questions fill in the picture; keep the ones that matter to you.

Before you call

Ask every home the same questions — the state’s record does not answer these. Keep the ones that matter and they travel with your saved homes.

  1. What is included in the monthly rate, and what costs extra?
  2. Who is awake overnight, and how do residents ask for help?
  3. Which rooms does the non-ambulatory approval cover, and what transfer support is provided?
  4. What could change whether someone can stay here?
  5. Can we see a bedroom and share a meal during a visit?

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