Small home · Licensed for 6 · Stockton

Divine Covenant Care

10428 Joplin Ln, Stockton, CA 95212Licensed since 2026

Overview

Estimated starting rate

$4,450 a month

Covelight estimate · likely $3,650–$5,450 See costs

No openings reported

Approved by the state: Wheelchair · Dementia · HospiceState licensing record · October 26, 2026
Licensed for 6: a small care homeThe state license record

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Care and support

Wheelchairup to 6 residents
Dementia
Hospiceup to 2 residents

Not on file: bedridden approval.

Approved by the state · State licensing record · October 26, 2026. An approval may cover specific rooms or residents; it does not establish an opening.

Read the state’s own wording

AGE RANGE 60 AND OVER. APPROVED FOR SIX (6) NON-AMBULATORY RESIDENTS. WAIVER GRANTED FOR HOSPICE CARE FOR TWO (2).

983 - RCFE / DEMENTIA

CDSS record, verbatim · October 26, 2026

As needs change

Staying through hospice
Hospice waiver on file · covers up to 2 — care may continue at the end of life
State licensing record · October 26, 2026
If memory loss develops
Dementia-care designation on file
State licensing record · October 26, 2026

We’ll ask for you. Not on file for Divine Covenant Care: two-person transfers or a lift, who is awake overnight and help with medicines. When we check availability, we ask about these too.

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What it costs here

Covelight estimate

$4,450a month to start

Likely $3,650–$5,450

From 24 nearby homes that publish rates · this home’s rate is not on file

Monthly cost breakdownWith a shared room and basic help · room, care and fees$4,450likely a month

Room

Daily care

Sharing the room

Starting monthly rate$4,450likely $3,650–$5,450
Covelight’s estimate starts from the rates 24 small homes and similar homes within 30 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (44 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,500one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,500 (133 California listings; middle half $1,000–$4,000). Many homes list none — ask.

Likely monthly totalLikely $3,650–$5,650: $4,450
First monthWith a one-time move-in fee · likely $4,300–$8,850: $6,950

How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance

MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.

If the money runs out, what Medi-Cal covers

Rates at nearby homes24 nearby homes publish starting rates of $2,000 to $7,000

24 homes like this within 30 miles publish starting rates mostly between $3,000–$5,000.

Oasis Guest HomeStockton · 1.0 mi · Small home
$5,000Listed on A Place for Mom · seen September 9, 2026
Chianti JoyStockton · 1.1 mi · Small home
$3,500Listed on Caring.com · seen September 9, 2026
Briones Family HomecareStockton · 9.2 mi · Small home
$3,000Listed on Seniorly · seen September 9, 2026
Diamond CareFrench Camp · 12 mi · Mid-size home
$6,500Listed on Seniorly · memory care private room · seen September 9, 2026. We don’t have this home’s dementia-care disclosure. California requires a home that advertises dementia care to describe that care in writing when you ask.
Sunshine Glory Care HomeWilton · 24 mi · Mid-size home
$3,000Listed on A Place for Mom · seen September 9, 2026
Golden Star HomeRio Vista · 25 mi · Small home
$5,000Listed on Seniorly · assisted living · seen September 9, 2026
Belleview Assisted LivingBrentwood · 25 mi · Small home
$7,000Listed on its own website · monthly · seen October 5, 2026
Buttons Elderly CareOakley · 25 mi · Small home
$2,000Listed on Seniorly · assisted living · seen September 9, 2026
Autumn Grove Senior LivingElk Grove · 25 mi · Small home
$5,000Listed on its own website · shared room, starting price · seen October 5, 2026
Comforts of Home GavirateElk Grove · 26 mi · Small home
$4,000Listed on Seniorly · assisted living studio · seen September 9, 2026
Spring View Gardens Care HomeElk Grove · 26 mi · Small home
$3,000Listed on Seniorly · seen September 9, 2026
Brighter LivingModesto · 27 mi · Small home
$3,500Listed on its own website · *starting base price · seen October 5, 2026
Graceful Living at ModestoModesto · 27 mi · Small home
$3,300Listed on Seniorly · seen September 9, 2026
Dutchollow Suites IModesto · 27 mi · Small home
$3,500Listed on Seniorly · assisted living private room · seen September 9, 2026
Comforts of Home Laguna ParkElk Grove · 27 mi · Small home
$6,000Listed on its own website · base rate including all services and board/care · seen October 27, 2026
Yellow OrchidElk Grove · 28 mi · Small home
$3,500Listed on Seniorly · seen September 9, 2026
Immaculate Care HomeElk Grove · 28 mi · Small home
$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
Terrace View Assisted LivingAntioch · 28 mi · Small home
$4,500Listed on its own website · memory care · seen October 5, 2026. We don’t have this home’s dementia-care disclosure. California requires a home that advertises dementia care to describe that care in writing when you ask.
Graceful Living at RiverbankRiverbank · 28 mi · Small home
$3,300Listed on Seniorly · seen September 9, 2026
Zannat Boarding CareAntioch · 28 mi · Small home
$4,800Listed on A Place for Mom · seen September 9, 2026
Crossroads ManorRiverbank · 28 mi · Small home
$5,000Listed on A Place for Mom · seen September 9, 2026
Friendship Care HomeAntioch · 29 mi · Mid-size home
$3,000Listed on Seniorly · seen September 9, 2026
Sisters Assisted LivingModesto · 29 mi · Small home
$3,000Listed on A Place for Mom · seen September 9, 2026
Safe Haven Central ValleyModesto · 29 mi · Small home
$4,900Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026

How this estimate worksWithin 25% for 7 in 10 homes in testing

Covelight’s estimate starts from the rates 24 small homes and similar homes within 30 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
It cannot see this home’s specials, how it assesses care, or which rooms are open.

Avoid surprises on the billWhat changes the price, and what to ask

The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
Move-in costs
A one-time move-in fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

Ask for the price

An estimate for planning, not a quote. A home sets the price after hearing about the care needed.

Daily life

Daily life here is not on file yet. Most small homes haven’t published it, and that says nothing about the home.

The best way to see it is a visit.

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Where it is

10428 Joplin Ln, Stockton, CA 95212Address from the public record · October 26, 2026. Confirm the entrance with the home before visiting.

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The state record

California inspects every licensed home and publishes what it found. A citation does not make a home unsafe, and an empty file does not make a home good.

CDSS public record, read October 26, 2026 · License #392701796 · See the state’s own record

The full record — 1 document

20261 state visit · 1 document

Aug 26, 2026Facility evaluation reportPrelicensingReport on file

Type of visit: Prelicensing

Licensing Program Analysts (LPAs) Michael Bilger and Kimberly Kulich conducted an announced pre-licensing visit to this facility on 8/26/2026 at 10:00am and was met by the Applicant Moses Oyewole. Brief interview was conducted with the Applicant. It was learned through review of the approved fire clearance that this facility will be licensed as a residential care facility for the elderly to serve up to 6 non-ambulatory clients. There were no clients present during today's pre-licensing visit. Tour of the facility was conducted. Dining area, living area, and all other areas intended for resident use were toured and observed to be furnished and maintained in compliance at this time. LPAs observed no obstruction of emergency exits. Fire extinguisher in place in hallway, and fully charged. Facility map indicating emergency exits posted in appropriate locations. Resident rights and complaint poster in place. Kitchen area was toured. Cabinets and drawers were opened and reviewed by these LPAs along with the Applicant. Food supply including emergency supply of food was observed. Medication cabinet, located in the kitchen area, was observed. First aid kit was observed to be present and contained all required components at this time. {cont. on 809C} A tour of the resident bedrooms was conducted. Furnishings and furniture intended for use by the clients were observed to be sufficient and able to meet the needs of the clients at this time. A tour of the resident bathrooms was conducted. Hot water temperatures were taken and measured within the range of 105-120 degrees F*. Linen closet, located in the hallway, was observed to contain a sufficient supply of towels and linens able to meet the needs of the clients at this time. A tour of the exterior grounds was conducted. A review of the facility perimeter fence, side gates, and walkways were observed to be maintained in compliance at this time. This facility has been found to be in compliance at this time. There were no deficiencies observed during today's Pre-licensing visit. Component III completed with applicant. An exit interview was conducted with applicant and a copy of this report was provided.the state’s words, verbatim · CDSS document, Aug 26, 2026

License holder

Divine Covenant Care LLC, licensed since 2026.

The state’s totals for this licenseSince 2026, as the state’s facility page counts them

State visits on file: 1
Total complaints: 0
Substantiated allegations: 0
Type A citations: 0
Type B citations: 0

These are the state’s own totals for this license since 2026, per CDSS records. The state counts them apart from the documents above, and they can differ from what those documents show; the documents say what each visit found. One complaint can contain several allegations.

Compare with homes the same size

	This home	Typical
Type A citations	0	0
Type B citations	0	0
Substantiated allegations	0	0
Total complaints	0	0

“Typical” is the statewide median for licensed homes this size. It does not adjust for years licensed, and older licenses have had more visits and reports. The median is across the 6,916 licensed small board-and-care homes (6 or fewer beds) in the state record. The figures compared are the state’s totals, not the documents.

What the state’s words mean

Routine visita visit the state records as “Required” — a scheduled visit, not one made in answer to a complaintSubstantiatedthe state found the allegation more likely true than notUnsubstantiatedthere was not enough evidence to prove a violation occurred — not a finding of wrongdoingUnfoundedthe evidence showed the allegation was false, could not have happened, or had no reasonable basisType A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗

An “unsubstantiated” complaint is not a finding of wrongdoing — it means the state investigated and could not confirm the allegation. Outcome words are the state’s own; we never grade, score, or color a record, and we publish no reviews — the state’s dated documents stand in their place.

Open CDSS facility search ↗Report a record error Operate this home? Respond or correct, free →

Frequently asked questions

A citation does not make a home unsafe, and an empty file does not make a home good.

Quick answers about Divine Covenant Care

Is Divine Covenant Care licensed?

The state lists this license as “Licensed,” per CDSS records as of October 26, 2026.

How many residents is Divine Covenant Care licensed for?

6 residents — a small home, per CDSS records as of October 26, 2026.

Has Divine Covenant Care been cited?

0 Type A and 0 Type B citations since 2026, per CDSS records as of October 26, 2026. Those records count 1 state visit over the same years.

Is Divine Covenant Care still open?

This license was on the CDSS roster as of November 11, 2026.

What does Divine Covenant Care cost?

$4,450 a month to start is a Covelight estimate, likely $3,650–$5,450. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”

The price is made in the phone call. Nothing here is a quote, an offer or a discount.

A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.

Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.

Does Divine Covenant Care take Medi-Cal?

On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.

Who holds the license?

The license is held by Divine Covenant Care LLC, per CDSS records as of October 26, 2026.

Can Divine Covenant Care keep a resident on hospice?

Hospice care is approved on this license, covering up to 2 residents, per CDSS records as of October 26, 2026.