Small home · Licensed for 6 · Carmichael

Silver Oaks Senior Living

2517 Gunn Road, Carmichael, CA 95608Licensed since 2018

Overview

Estimated starting rate

$4,400 a month

Covelight estimate · likely $3,600–$5,450 See costs

No openings reported

Approved by the state: Wheelchair · Dementia · Hospice · BedriddenState licensing record · October 26, 2026
Licensed for 6: a small care homeThe state license record

Ask this home

Check availability

Request a tour

More days

AskThe cost, or your own question

Free for families. A home gets your number only if you say yes.

Care and support

Wheelchairup to 5 residents
Dementia
Hospiceup to 6 residents
Bedriddenup to 1 resident

Approved by the state · State licensing record · October 26, 2026. An approval may cover specific rooms or residents; it does not establish an opening.

Read the state’s own wording

AGE RANGE 60 AND OVER. FIRE CLEARANCE FOR 5 NON-AMBULATORY RESIDENTS AND 1 BEDRIDDEN RESIDENT IN BEDROOM 3 OR 6 ONLY. HOSPICE WAIVER OF 6.

983 - RCFE / DEMENTIA

CDSS record, verbatim · October 26, 2026

As needs change

Staying through hospice
Hospice waiver on file · covers up to 6 — care may continue at the end of life
State licensing record · October 26, 2026
If memory loss develops
Dementia-care designation on file
State licensing record · October 26, 2026

We’ll ask for you. Not on file for Silver Oaks Senior Living: two-person transfers or a lift, who is awake overnight and help with medicines. When we check availability, we ask about these too.

Check availability

What it costs here

Covelight estimate

$4,400a month to start

Likely $3,600–$5,450

From 10 nearby homes that publish rates · this home’s rate is not on file

Monthly cost breakdownWith a shared room and basic help · room, care and fees$4,400likely a month

Room

Daily care

Sharing the room

Starting monthly rate$4,400likely $3,600–$5,450
Covelight’s estimate starts from the rates 10 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (44 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,500one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,500 (133 California listings; middle half $1,000–$4,000). Many homes list none — ask.

Likely monthly totalLikely $3,600–$5,650: $4,400
First monthWith a one-time move-in fee · likely $4,250–$8,850: $6,900

How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance

MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.

If the money runs out, what Medi-Cal covers

Rates at nearby homes10 nearby homes publish starting rates of $3,200 to $5,000

10 homes like this within 3 miles publish starting rates mostly between $3,250–$5,000.

Abundant Love and Care for the ElderlyCarmichael · 0.3 mi · Small home
$3,300Listed on A Place for Mom · seen September 9, 2026
Cozy Home CareCarmichael · 0.6 mi · Small home
$5,000Listed on Seniorly · assisted living · seen September 9, 2026
Madison Square Senior Living IICarmichael · 1.0 mi · Small home
$4,000Listed on Seniorly · seen September 9, 2026
Eastern ManorSacramento · 1.3 mi · Mid-size home
$3,800Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
Marylou's Home CareSacramento · 2.0 mi · Small home
$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
Norris Senior HomeSacramento · 2.0 mi · Small home
$5,000Listed on Seniorly · assisted living private room · seen September 9, 2026
Splendor Oaks Senior Living 1Carmichael · 2.4 mi · Small home
$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
Courtyard TerraceSacramento · 2.4 mi · Mid-size home
$4,345Listed on Seniorly · seen September 9, 2026
Sunny Beach VillaSacramento · 2.5 mi · Small home
$3,200Listed on A Place for Mom · seen September 9, 2026
Hollister Care HomeCarmichael · 2.7 mi · Small home
$4,500Listed on Seniorly · seen September 9, 2026

How this estimate worksWithin 25% for 7 in 10 homes in testing

Covelight’s estimate starts from the rates 10 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
It cannot see this home’s specials, how it assesses care, or which rooms are open.

Avoid surprises on the billWhat changes the price, and what to ask

The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
Move-in costs
A one-time move-in fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

Ask for the price

An estimate for planning, not a quote. A home sets the price after hearing about the care needed.

Daily life

Daily life here is not on file yet. Most small homes haven’t published it, and that says nothing about the home.

The best way to see it is a visit.

Request a tour

Where it is

2517 Gunn Road, Carmichael, CA 95608Address from the public record · October 26, 2026. Confirm the entrance with the home before visiting.

Opening the neighborhood map…

Kaiser Foundation Hospital - SacramentoHospital · General acute care, on the state’s list2.8 mi

Straight-line distances; check the drive or the walk. Hospital: the nearest general acute care hospital on the state’s list (CDPH, September 16, 2026).

Open directions

The state record

California inspects every licensed home and publishes what it found. A citation does not make a home unsafe, and an empty file does not make a home good.

CDSS public record, read October 26, 2026 · License #342700236 · See the state’s own record

The last 36 months — 3 of 6 documents

20261 state visit · 1 document

May 20, 2026Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

Licensing Program Analyst (LPA) Cassandra Mikkelson arrived unannounced and met with Care staff Odalis Amezcua to conduct an annual inspection utilizing the inspection tool. LPA spoke with Administrator Stephanie Massoth via phone to inform of visit. LPA conducted an inspection of the care home to ensure compliance with Title 22 regulations. LPA observed resident rooms, common area bathrooms, common areas, kitchen and perimeter of care home. LPA observed rooms to be properly furnished, with appropriate bedding and lighting. The bathrooms were in sanitary condition, properly maintained, and the hot water temperature was observed to be 115.5 degrees F. LPA checked the kitchen area for the ability to prepare and store food. Care home has required (2) two day perishable and (7) seven day non-perishable food supply on hand. Smoke detectors and carbon monoxide detectors are operational in the care home. Fire extinguishers and first aid kit are maintained and ready for emergency use. LPA checked medication storage and found medications to be locked away and inaccessible to the residents. LPA reviewed two (2) resident files, three (3) staff files and resident medications. Facility has a current copy of certificate of liability insurance and LPA obtained a copy. As a result of this visit, no deficiencies were cited pursuant to California Code of Regulations, Title 22, Division 6, Chapter 8. Exit interview was conducted with Administrator.the state’s words, verbatim · CDSS document, May 20, 2026

20251 state visit · 1 document

Apr 29, 2025Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

Licensing Program Analyst (LPA) Cassandra Mikkelson arrived unannounced and met with Staff member Dallas Amezcua to conduct an annual inspection utilizing the inspection tool. LPA spoke with Administrator Stephanie Massoth over the phone during visit. LPA conducted an inspection of the care home to ensure compliance with Title 22 regulations. LPA observed four (4) resident rooms, two (2) common area bathrooms, kitchen, common areas and perimeter of the care home. LPA observed rooms to be properly furnished, with appropriate bedding and lighting. The bathrooms were in sanitary condition and properly maintained. LPA checked the kitchen area for the ability to prepare and store food. Care home has required (2) two day perishable and (7) seven day non-perishable food supply on hand. Smoke detectors and carbon monoxide detectors are operational in the care home. Fire extinguishers and first aid kit are maintained and ready for emergency use. LPA checked medication storage and found medications to be locked away and inaccessible to the residents. LPA reviewed resident files, staff files and resident medications. Facility has a current copy of certificate of liability insurance and LPA requested a copy. As a result of this visit, no deficiencies were cited pursuant to California Code of Regulations, Title 22, Division 6, Chapter 8. Exit interview was conducted with Administrator.the state’s words, verbatim · CDSS document, Apr 29, 2025

20241 state visit · 1 document

May 8, 2024Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

Licensing Program Analyst (LPA) Cassie Yang arrived unannounced at the facility to conduct a required annual inspection utilizing the care tool. LPA met with caregiver and explained the purpose of the visit. Administrator then arrived to the facility after tour was completed. Today's census is five residents in care with three residents on hospice services. Facility is licensed for five non-ambulatory and one bedridden, hospice waiver of six. LPA observed two residents in the common area, one resident in private room, and two were with visitors in their room. During today's inspection, LPA and Caregiver conducted a tour of the interior and exterior of the facility to ensure the health and safety of residents in care. LPA and Caregiver conducted a tour of bathroom, laundry, kitchen, resident bedrooms, office, backyard and the common areas. LPA observed sharps in the kitchen to be locked and secured. LPA observed medications to be organized in individual bins locked in the kitchen. LPA observed toxins to be locked separately from other items. LPA inspected the pantry and observed approximately seven days of non-perishable foods. LPA observed refrigerator to be at 40* and presence of approximately two days of perishable foods. LPA observed areas to be clean and free of obstructions. LPA observed facility to be playing bingo with residents in care. LPA observed the presence of multiple outside agencies. LPA completed file review. At this time, LPA obtained a copy of facility's liability insurance and Administrator Certificate. LPA is requesting LIC 308 and LIC 500 to be sent to LPA via email. No deficiencies cited. Exit interview conducted and a copy of report was provided.the state’s words, verbatim · CDSS document, May 8, 2024

Earlier years2022 to 2023 · 3 documents

20231 state visit · 1 document

May 5, 2023Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 5/5/2023, Licensing Program Analyst (LPA) Cassie Yang arrived at the facility unannounced to conduct a Required 1-Year Annual inspection. LPA met with caregiver, Odalis Amezcua, who contacted Administrator, Stephanie Massoth, who arrived shortly to the facility. LPA explained to Administrator the purpose of the visit. Facility has 5 residents, 3 residents on hospice services. Facility is licensed for capacity of 6, hospice waiver of 6. LPA and Administrator toured the interior and exterior of the facility to ensure the health and safety of residents in care. Areas toured included but not limited to: common areas, kitchen, laundry room, bathrooms, residents bedroom, and backyard. LPA observed the facility to have two (2) caregivers present. LPA observed facility to have 2+ days of perishable and 7+ days of non-perishable foods. LPA observed three (3) residents having lunch, being excited about their Cinco de Mayo meal. LPA observed (2) residents laying down in their room. No health and safety or personal rights violation was observed. During today's visit, LPA provided Administrator a copy of the Hospice Waiver Approval letter, Bedridden Clearance Approval letter and a new copy of the current license. LPA was provided a copy of LIC 500, Administrator Certificate, and liability insurance. LPA and Administrator completed the full CARE tool and the facility was found to be in compliance. As a result of todays inspection, observations, and interviews, no deficiencies were observed or cited. Exit interview conducted and a copy of the report provided to the facility.the state’s words, verbatim · CDSS document, May 5, 2023

20222 state visits · 2 documents

Jun 29, 2022Complaint investigation reportUnsubstantiated

Allegation investigated: Staff threatens resident.

On (date) Licensing Program Analyst (LPA) Kevin Mknelly conducted an unannounced complaint investigation visit to deliver the findings for the above allegations and met with clinical staff. Prior to initiating the complaint visit, LPA completed required COVID-19 testing protocols, and a daily self-screening questionnaire for symptoms of COVID-19 infection to affirm no COVID-19 related symptoms. Upon arrival, completed a facility risk assessment. LPA ensured they applied hand sanitizer before entering the facility and the following Personal Protective Equipment (PPE) was worn: Surgical Mask. Additionally, LPA was screened with temperature at the facility. Licensee arrived to assist. LPA conducted inspections and received staff statement. LPA is unable to find and or meet the preponderance, per policy. This complaint was received on 4/25/22. LPA observations on 4/26/22 and 6/29/22 were of the facility having adequate staffing to meet the needs of residents. Statements of facility staff, stated that they had Unsubstantiated not experienced the issues alleged in this complaint. Residents interviews attempted. 4 of 5 residents could not recall/ state. One residents stated they thought the main issue was the resident's dog so she moved. Resident has not received or witnessed threats to themselves or others. As a result of this investigation, LPA finds allegation to be (US)Unsubstantiated - A finding that the complaint is Unsubstantiated means that although the allegation may have happened or is valid, there is not a preponderance of the evidence to prove that the alleged violation occurred. Exit interview with licensee.the state’s words, verbatim · CDSS document, Jun 29, 2022 · control 25-AS-20220425081643

May 19, 2022Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

Licensing Program Analyst (LPA) Sabrina Calzada arrived unannounced to conduct a required annual. LPA met with caregivers, Alejandra Dominguez and Dallas Amezcua, who contacted Administrator, by phone. Administrator, Stephanie Massoth, arrived at approximately 3:00- pm. LPA observed caregivers, to be wearing masks. Prior to initiating today's inspection, LPA completed required COVID-19 testing protocols and confirmed the facility does not currently have any positive Covid-19 diagnoses. LPA was screened per Covid-19 precautionary measures upon entering the facility. LPA ensured she applied hand sanitizer before entering the facility and the following Personal Protective Equipment (PPE) was worn: N95 mask. LPA observed (3) residents in the common area watching television and (2) residents to be in their rooms. There are currently (3) residents on hospice services. LPA and caregiver, Alejandra, toured the interior and exterior of the facility, including (6) resident bedrooms, (2) bathrooms, common areas, kitchen, laundry area, office area and garage. LPA observed all areas toured to be clean, safe and in good repair and to not pose a health and safety risk or personal rights violation. Inside temperature was observed to be 72* F. Fire extinguishers last serviced 04/12/2022. LPA observed locked medications and sharps in the kitchen and locked toxins in the laundry area. LPA's observed sufficient 2+day perishable/7+day non-perishable food. First aid kits on site. Exit doors and windows have alarms. LPA observed paper towels, soap, sanitizer, and hand-washing posters, trash cans with a lid in the bathrooms. LPA observed sufficient PPE supply and incontinent products. There is (1) outside gate that is unlocked from the inside. LPA observed various Covid posters throughout as well as other required postings. Discussed vaccination status of residents and staff with Administrator and observed facility to be maintaining records of visitor and staff vaccination status. Discussed scheduling a second booster shot with families of residents. LPA observed art supplies, exercise, puzzles, reading materials and pet therapy (2 cats) on file. Administrator provided a LIC500 and LIC9020 on 5/12/202. LPA obtained copy current of liability insurance. Administrator to follow up on pending RCFE recertification. There were no deficiencies observed during today's inspection. Exit interview. Copy of report left at facility.the state’s words, verbatim · CDSS document, May 19, 2022

5 of 6 beds were occupied at the June 29, 2022 state visit — a count on that day, not an opening.

License holder

Silver Oaks Senior Living, licensed since 2018.

The state’s totals for this licenseSince 2018, as the state’s facility page counts them

State visits on file: 6
Total complaints: 1
Substantiated allegations: 0
Type A citations: 0
Type B citations: 0

These are the state’s own totals for this license since 2018, per CDSS records. The state counts them apart from the documents above, and they can differ from what those documents show; the documents say what each visit found. One complaint can contain several allegations.

Compare with homes the same size

	This home	Typical
Type A citations	0	0
Type B citations	0	0
Substantiated allegations	0	0
Total complaints	1	0

“Typical” is the statewide median for licensed homes this size. It does not adjust for years licensed, and older licenses have had more visits and reports. The median is across the 6,916 licensed small board-and-care homes (6 or fewer beds) in the state record. The figures compared are the state’s totals, not the documents.

What the state’s words mean

Routine visita visit the state records as “Required” — a scheduled visit, not one made in answer to a complaintSubstantiatedthe state found the allegation more likely true than notUnsubstantiatedthere was not enough evidence to prove a violation occurred — not a finding of wrongdoingUnfoundedthe evidence showed the allegation was false, could not have happened, or had no reasonable basisType A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗

An “unsubstantiated” complaint is not a finding of wrongdoing — it means the state investigated and could not confirm the allegation. Outcome words are the state’s own; we never grade, score, or color a record, and we publish no reviews — the state’s dated documents stand in their place.

Open CDSS facility search ↗Report a record error Operate this home? Respond or correct, free →

Frequently asked questions

A citation does not make a home unsafe, and an empty file does not make a home good.

Quick answers about Silver Oaks Senior Living

Is Silver Oaks Senior Living licensed?

The state lists this license as “Licensed,” per CDSS records as of October 26, 2026.

How many residents is Silver Oaks Senior Living licensed for?

6 residents — a small home, per CDSS records as of October 26, 2026.

Has Silver Oaks Senior Living been cited?

0 Type A and 0 Type B citations since 2018, per CDSS records as of October 26, 2026. Those records count 6 state visits over the same years.

Is Silver Oaks Senior Living still open?

This license was on the CDSS roster as of November 11, 2026.

What does Silver Oaks Senior Living cost?

$4,400 a month to start is a Covelight estimate, likely $3,600–$5,450. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”

Among 5 other homes of a similar licensed size in Carmichael that publish a starting rate, the middle half runs $3,450 to $4,625 a month, and the middle figure is $4,000 (n = 5 other homes publishing a starting rate).

Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.

A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.

The price is made in the phone call. Nothing here is a quote, an offer or a discount.

A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.

Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.

Does Silver Oaks Senior Living take Medi-Cal?

On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.

Who holds the license?

The license is held by Silver Oaks Senior Living, per CDSS records as of October 26, 2026.

Is there a hospital nearby?

Kaiser Foundation Hospital - Sacramento is 2.8 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.

Can Silver Oaks Senior Living keep a resident on hospice?

Hospice care is approved on this license, covering up to 6 residents, per CDSS records as of October 26, 2026.