Illustration — no photo of this home on file yet
Loving Care Senior Living III
Small home·Licensed for 6·Fair Oaks, California
- Care approvals on fileWheelchair · HospiceState licensing record · September 27, 2026
- Estimated starting rate$4,500 a monthCovelight estimate · likely $3,700–$5,550
- Home sizeLicensed for 6Small care home · a licensed care home (RCFE)
- Ways to payAsk the homeMedi-Cal ALW participation not on file
- Last state visitApril 8, 2026CDSS inspection record
- Licence holderLoving Care Senior Living LLCSince 2024 · 4 licensed homes
Loving Care Senior Living III is a small care home in Fair Oaks — a licensed residential care facility for the elderly (RCFE), the licence category behind “assisted living” and “board and care.” It is licensed for 6 residents since 2024. Dementia care and bedridden care are not on file.
Built from CDSS public records · September 27, 2026. Every fact below names its source and date.
Quick answers and the state record
A citation does not make a home unsafe, and an empty file does not make a home good.
Quick answers about Loving Care Senior Living III
Is Loving Care Senior Living III licensed?
The state lists this license as “Licensed,” per CDSS records as of September 27, 2026.
How many residents is Loving Care Senior Living III licensed for?
6 residents — a small home, per CDSS records as of September 27, 2026.
Has Loving Care Senior Living III been cited?
0 Type A and 0 Type B citations since 2024, per CDSS records as of September 27, 2026. Those records count 4 state visits over the same years.
Is Loving Care Senior Living III still open?
This license was on the CDSS roster as of September 28, 2026.
What does Loving Care Senior Living III cost?
$4,500 a month to start is a Covelight estimate, likely $3,700–$5,550. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”
Covelight’s estimate starts from the rates 8 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Among 51 other homes of a similar licensed size across Sacramento County that publish a starting rate, the middle half runs $3,500 to $5,000 a month, and the middle figure is $4,000 (n = 51 other homes publishing a starting rate).
Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.
A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.
The price is made in the phone call. Nothing here is a quote, an offer or a discount.
A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.
Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.
Does Loving Care Senior Living III take Medi-Cal?
On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
Who holds the license?
The license is held by Loving Care Senior Living LLC, per CDSS records as of September 27, 2026. See the homes licensed to Loving Care Senior Living LLC — at least 4 on the state roster.
Is there a hospital nearby?
Mercy San Juan Medical Center is 3.3 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.
Can Loving Care Senior Living III keep a resident on hospice?
Hospice care is approved on this license, covering up to 4 residents, per CDSS records as of September 27, 2026.
Loving Care Senior Living III license and inspection record
- Name on the license: “LOVING CARE SENIOR LIVING III”, per the CDSS roster as of May 25, 2025.
- License #345920102. The state lists this license as “Licensed,” per CDSS records as of September 27, 2026.
- Licensed for 6 residents — a small home, per CDSS records as of September 27, 2026.
- Licensed to Loving Care Senior Living LLC, per CDSS records as of September 27, 2026.
- First licensed in 2024, per CDSS records as of September 27, 2026.
- 4 state inspection visits since 2024, per CDSS records as of September 27, 2026.
- 0 Type A and 0 Type B citations on file since 2024, per CDSS records as of September 27, 2026. The same records count 4 state visits in that period.
- 0 complaints and 0 substantiated allegations on file since 2024, per CDSS records as of September 27, 2026.
- The most recent state visit on file is April 8, 2026, per CDSS records as of September 27, 2026.
California writes these definitions for every licensed home, not for this one. CDSS citation definitions (PDF) ↗
Can they support the care needed?
California licenses a home for specific kinds of care. The state’s record lists what this home is approved for; the home’s own answers fill in what changes as needs change.
- Wheelchair / non-ambulatoryApproved · covers up to 5 residents
- Dementia / memory careNot on file · ask the home
- Hospice careApproved · covers up to 4 residents
- BedriddenNot on file · ask the home
State licensing record · September 27, 2026. An approval may cover specific rooms or residents; it does not establish an opening.
Read the state’s own wording
AGE RANGE 60 AND OVER. SIX (6) AMBULATORY, OF WHICH FIVE (5) MAY BE NON-AMBULATORY FOR BEDROOMS 1, 2, 6, AND BONUS ROOM. WAIVER/GRANTED FOR HOSPICE CARE FOR FOUR (4).
935 - ELDERLY
CDSS record, verbatim · September 27, 2026
As needs change
- Staying through hospice
Hospice waiver on file · covers up to 4 — care may continue at the end of life
Ask: “If hospice is needed, can care continue here until the end?”
State licensing record · September 27, 2026
4 more questions to ask the home
- Two-person transfers or a lift
Not on file
Ask: “If two people or a lift are needed to transfer, can the person stay?”
- Someone awake overnight
Not on file
Ask: “Who is awake overnight, and how do residents ask for help?”
- Medicines
Not on file
Ask: “Who manages the medicines, and what happens when a dose is missed?”
- If memory loss develops
Dementia-care designation not on file
Ask: “If memory loss develops, what would change — and when would a move be needed?”
What it costs here
Covelight estimate
$4,500a month to start
Likely $3,700–$5,550
From 8 nearby homes that publish rates · this home’s rate is not on file
Likely monthly total
$4,500a month
Likely $3,700–$5,750
With a shared room and basic help.
An estimate for planning, not a quote. The price is made in the phone call.
See the full cost breakdownRoom, care and fees · how people pay · how this estimate works
Memory care is not priced here: a dementia-care designation is not on file for this home. Ask the home.
Starting monthly rate$4,500likely $3,700–$5,550
Covelight’s estimate starts from the rates 8 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (45 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,000one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,000 (134 California listings; middle half $1,000–$4,000). Many homes list none — ask.
- Likely monthly totalLikely $3,700–$5,750
- $4,500
- First monthWith a one-time move-in fee · likely $4,300–$8,850
- $6,500
How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance
- Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
- Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
- SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
- VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
- Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
- MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Avoid surprises on the billWhat changes the price, and what to ask
- The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
- What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
- Move-in costs
A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
- Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.
- What is the full monthly cost for the room and care we need, and what does it include?
- What would the next care level cost, and who decides when it changes?
- What is billed separately, and is there a one-time fee or deposit at move-in?
- Is any private-pay period required before another payment program can begin?
How this estimate worksWithin 25% for 7 in 10 homes in testing
Covelight’s estimate starts from the rates 8 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
8 homes like this within 3 miles publish starting rates mostly between $3,500–$8,150.
- Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
- Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
- Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
- Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
- We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
- It cannot see this home’s specials, how it assesses care, or which rooms are open.
Show the 8 nearby homes behind this estimate
- Splendor Oaks Senior Living #3Fair Oaks · 1.0 mi · Mid-size home$5,000Listed on A Place for Mom · seen September 9, 2026
- All Seasons HialeahFair Oaks · 1.3 mi · Small home$9,000Listed on Seniorly · assisted living · seen September 9, 2026
- Magnolia Elderly Care HomeFair Oaks · 2.0 mi · Small home$6,000Listed on Seniorly · assisted living · seen September 9, 2026
- Love You MomOrangevale · 2.2 mi · Small home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Ettys' CareOrangevale · 2.3 mi · Small home$4,000Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Comfort & CareOrangevale · 2.3 mi · Small home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Glen Creek Villa II-Res. Care Fac. for the ElderlyOrangevale · 2.4 mi · Small home$4,000Listed on Seniorly · seen September 9, 2026
- Crown JewelOrangevale · 2.6 mi · Small home$3,000Listed on A Place for Mom · seen September 9, 2026
Where it is
- 5109 Chicago Aveneue, Fair Oaks, CA 95628Address from the public record · September 27, 2026. Confirm the entrance with the home before visiting.
Opening the neighborhood map…
The state record
California inspects every licensed home and publishes what it found. Here are the dated documents and the state’s own words, beside what is typical for homes this size.
Since 2024, the state has filed 4 documents for this home, and its records count 4 visits since 2024. The most recent is a facility evaluation report, dated April 8, 2026.
- On file since
- 2024
- State visits
- 4
- Most recent visit
- April 8, 2026
Beside homes the same size
- Type A citations0typical 0
- Type B citations0typical 0
- Substantiated allegations0typical 0
- Total complaints0typical 0
“Typical” is the statewide median across the 6,808 licensed small board-and-care homes (6 or fewer beds) in the state record — larger, longer-licensed homes accumulate more visits and reports, so compare like with like. One complaint can contain several allegations. Counts cover this licence since 2024.
Year by year
The last 36 months — 4 of 4 documents
Apr 8, 2026Facility evaluation reportReport on file
Type of visit: Required - 1 Year
Licensing Program Analyst (LPA) Michael Hood arrived at the facility unannounced on April 8, 2026 to conduct a Required-1 Year Inspection utilizing the inspection tool. LPA conducted an inspection of the care home to ensure compliance with Title 22 regulations. There are five (5) bedrooms and three (3) bathrooms for resident use. LPA observed bedrooms to be properly furnished, with appropriate bedding and lighting. The bathrooms were in sanitary condition and properly maintained. Hot water temperature was observed to be 117 degrees F. LPA checked the kitchen area for the ability to prepare and store food. Care home has required two (2) day perishable and seven (7) day non-perishable food supply on site. LPA observed knives, cleaning products, and other toxins to be locked away and inaccessible to residents. LPA observed the backyard and perimeter of the care home to be free of clutter and debris. LPA observed emergency exits to be unobstructed. LPA observed smoke detectors and carbon monoxide detectors to be operational in the care home. First aid kit is maintained and ready for emergency use. LPA reviewed two (2) residents' medications and observed medication storage to be locked away and inaccessible to the residents. LPA reviewed six (6) resident files and three (3) staff files. Facility has a current copy of certificate of liability insurance and LPA obtained a copy. LPA also obtained copies of the facility's emergency disaster plan and staff roster during visit. As a result of this visit, no deficiencies were cited per California Code of Regulations, Title 22. Exit was interview conducted and copy of report given at the conclusion of this visit.the state’s words, verbatim · CDSS document, Apr 8, 2026
Apr 16, 2025Facility evaluation reportReport on file
Type of visit: Post Licensing
Licensing Program Analyst (LPA) Michael Hood arrived at the care home today and met with the House Manager, Iveene Lee, to conduct an annual required inspection and post licensing visit. For more information on the post licensing visit, please see LIC 809 for Required - 1 Year dated April 16, 2025. No deficiencies cited for the post licensing visit.the state’s words, verbatim · CDSS document, Apr 16, 2025
Apr 16, 2025Facility evaluation reportReport on file
Type of visit: Required - 1 Year
Licensing Program Analyst (LPA) Michael Hood arrived at the facility unannounced on April 16, 2025 to conduct a Required-1 Year Inspection utilizing the inspection tool. LPA conducted an inspection of the care home to ensure compliance with Title 22 regulations. There are five (5) bedrooms and three (3) bathrooms for resident use. LPA observed bedrooms to be properly furnished, with appropriate bedding and lighting. The bathrooms were in sanitary condition and properly maintained. Hot water temperature was observed to be 105.2 degrees F. LPA checked the kitchen area for the ability to prepare and store food. Care home has required two (2) day perishable and seven (7) day non-perishable food supply on cite. LPA observed knives, cleaning products, and other toxins to be locked away and inaccessible to residents. LPA observed the backyard and perimeter of the care home. LPA observed smoke detectors and carbon monoxide detectors to be operational in the care home. First aid kit is maintained and ready for emergency use. LPA reviewed two (2) residents' medications and observed medication storage to be locked away and inaccessible to the residents. LPA reviewed six (6) resident files and two (2) staff files. Facility has a current copy of certificate of liability insurance and LPA requested a copy. As a result of today's inspection, a deficiency is being cited pursuant to California Code of Regulations, Title 22, Section 87202(a)(1) due to the retention of six (6) non-ambulatory residents without fire clearance approval. Deficiency is listed on 809-D. Exit interview was conducted with House Manager. A copy of this report and appeal rights were provided. Signatures on these forms acknowledges receipt of these documents.the state’s words, verbatim · CDSS document, Apr 16, 2025
Mar 20, 2024Facility evaluation reportReport on file
Type of visit: Prelicensing
Licensing Program Analyst (LPA) Michael Hood met with Administrator, Steven Ronstadt, to conduct a Pre- Licensing visit. The facility has a fire clearance for three (3) ambulatory residents and three (3) non-ambulatory residents. Administrator Steven Ronstadt has an active certificate (#6051256740 with expiration date 2/26/2025). LPA conducted an inspection of the care home to ensure compliance with Title 22 regulations. There are five (5) bedrooms and three (3) bathrooms for resident use. Bathrooms were in sanitary condition and properly maintained. Hot water temperature was observed to be 111.1 degrees F. LPA observed facility has the ability to prepare and store food, to lock away cleaning products and other toxins, and lock medications to make inaccessible to residents. LPA observed smoke detectors and carbon monoxide detectors at the care home to be operational. Component III was waived. Application is pending and LPA will forward findings to the Centralized Application Bureau (CAB) for final review and approval. CAB will further contact applicant on final status of application. A copy of this report was provided to the facility. Exit interview conducted.the state’s words, verbatim · CDSS document, Mar 20, 2024
What the state’s words mean
CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗
Who holds the licence
Loving Care Senior Living LLC, licensed since 2024, operates 4 licensed homes in California. Running more than one home is common and is neither good nor bad on its own.
- Loving Care Senior Living II · Carmichael
- Loving Care Senior Living · Carmichael
- Old Ranch Villa · Citrus Heights
Life here
Rooms, meals, the rhythm of a day, faith and language, pets and house rules — as the home describes them. Tap any detail for its source and date; nothing here is graded.
The home has not described daily life anywhere we have reviewed yet — that is the case for most small homes, and it says nothing about the home. These questions fill in the picture; keep the ones that matter to you.
Before you call
Ask every home the same questions — the state’s record does not answer these. Keep the ones that matter and they travel with your saved homes.
- What is included in the monthly rate, and what costs extra?
- Who is awake overnight, and how do residents ask for help?
- Which rooms does the non-ambulatory approval cover, and what transfer support is provided?
- What could change whether someone can stay here?
- Can we see a bedroom and share a meal during a visit?
Other homes nearby
The nearest licensed homes in Sacramento County, closest first. Every listed home appears on the same terms.
Cali Care Retirement Home II
Fair Oaks · Small home · 0.1 mi away
$4,500 a month to start · Covelight estimate
Fair Oaks Home Care for the Elderly
Fair Oaks · Small home · 0.4 mi away
$4,350 a month to start · Covelight estimate
Oakmont of Fair Oaks
Fair Oaks · Large community · 0.6 mi away
$5,295 a month to start · Listed by the home
Family in Care
Fair Oaks · Small home · 0.6 mi away
$5,300 a month to start · Covelight estimate
Silver Lining Care Home
Fair Oaks · Small home · 0.7 mi away
$4,700 a month to start · Covelight estimate
Gaston Communities #1
Fair Oaks · Small home · 0.7 mi away
$4,300 a month to start · Covelight estimate