Illustration — no photo of this home on file yet
In Loving Hands Care Home
Small home·Licensed for 6·Citrus Heights, California
- Care approvals on fileWheelchair · Hospice · BedriddenState licensing record · September 27, 2026
- Estimated starting rate$4,350 a monthCovelight estimate · likely $3,550–$5,350
- Home sizeLicensed for 6Small care home · a licensed care home (RCFE)
- Ways to payAsk the homeMedi-Cal ALW participation not on file
- Last state visitApril 23, 2026CDSS inspection record
In Loving Hands Care Home is a small care home in Citrus Heights — a licensed residential care facility for the elderly (RCFE), the licence category behind “assisted living” and “board and care.” It is licensed for 6 residents since 2024. Dementia care is not on file.
Built from CDSS public records · September 27, 2026. Every fact below names its source and date.
Quick answers and the state record
A citation does not make a home unsafe, and an empty file does not make a home good.
Quick answers about In Loving Hands Care Home
Is In Loving Hands Care Home licensed?
The state lists this license as “Licensed,” per CDSS records as of September 27, 2026.
How many residents is In Loving Hands Care Home licensed for?
6 residents — a small home, per CDSS records as of September 27, 2026.
Has In Loving Hands Care Home been cited?
0 Type A and 0 Type B citations since 2024, per CDSS records as of September 27, 2026. Those records count 5 state visits over the same years.
Is In Loving Hands Care Home still open?
This license was on the CDSS roster as of September 28, 2026.
What does In Loving Hands Care Home cost?
$4,350 a month to start is a Covelight estimate, likely $3,550–$5,350. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”
Covelight’s estimate starts from the rates 14 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Among 5 other homes of a similar licensed size in Citrus Heights that publish a starting rate, the middle half runs $3,500 to $5,625 a month, and the middle figure is $4,800 (n = 5 other homes publishing a starting rate).
Each of those is a home’s own published figure, gathered on its own date in September 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.
A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.
The price is made in the phone call. Nothing here is a quote, an offer or a discount.
A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.
Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.
Does In Loving Hands Care Home take Medi-Cal?
On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
Who holds the license?
The license is held by Sferdian LLC, per CDSS records as of September 27, 2026.
Is there a hospital nearby?
Kaiser Foundation Hospital - Roseville is 2.9 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.
Can In Loving Hands Care Home keep a resident on hospice?
Hospice care is approved on this license, covering up to 2 residents, per CDSS records as of September 27, 2026.
In Loving Hands Care Home license and inspection record
- Name on the license: “IN LOVING HANDS CARE HOME”, per the CDSS roster as of May 25, 2025.
- License #345920144. The state lists this license as “Licensed,” per CDSS records as of September 27, 2026.
- Licensed for 6 residents — a small home, per CDSS records as of September 27, 2026.
- Licensed to Sferdian LLC, per CDSS records as of September 27, 2026.
- First licensed in 2024, per CDSS records as of September 27, 2026.
- 5 state inspection visits since 2024, per CDSS records as of September 27, 2026.
- 0 Type A and 0 Type B citations on file since 2024, per CDSS records as of September 27, 2026. The same records count 5 state visits in that period.
- 0 complaints and 0 substantiated allegations on file since 2024, per CDSS records as of September 27, 2026.
- The most recent state visit on file is April 23, 2026, per CDSS records as of September 27, 2026.
California writes these definitions for every licensed home, not for this one. CDSS citation definitions (PDF) ↗
Can they support the care needed?
California licenses a home for specific kinds of care. The state’s record lists what this home is approved for; the home’s own answers fill in what changes as needs change.
- Wheelchair / non-ambulatoryApproved · covers up to 6 residents
- Dementia / memory careNot on file · ask the home
- Hospice careApproved · covers up to 2 residents
- BedriddenApproved · covers up to 1 resident
State licensing record · September 27, 2026. An approval may cover specific rooms or residents; it does not establish an opening.
Read the state’s own wording
AGE RANGE 60 AND OVER. APPROVED FOR SIX(6) NON-AMBULATORY, OF WHICH ONE (1) MAY BE BEDRIDDEN. BDRM #1 FOR 1 BEDRIDDEN. WAIVER/GRANTED FOR HOSPICE CARE FOR (2).
935 - ELDERLY
CDSS record, verbatim · September 27, 2026
As needs change
- Staying through hospice
Hospice waiver on file · covers up to 2 — care may continue at the end of life
Ask: “If hospice is needed, can care continue here until the end?”
State licensing record · September 27, 2026
4 more questions to ask the home
- Two-person transfers or a lift
Not on file
Ask: “If two people or a lift are needed to transfer, can the person stay?”
- Someone awake overnight
Not on file
Ask: “Who is awake overnight, and how do residents ask for help?”
- Medicines
Not on file
Ask: “Who manages the medicines, and what happens when a dose is missed?”
- If memory loss develops
Dementia-care designation not on file
Ask: “If memory loss develops, what would change — and when would a move be needed?”
What it costs here
Covelight estimate
$4,350a month to start
Likely $3,550–$5,350
From 14 nearby homes that publish rates · this home’s rate is not on file
Likely monthly total
$4,350a month
Likely $3,550–$5,550
With a shared room and basic help.
An estimate for planning, not a quote. The price is made in the phone call.
See the full cost breakdownRoom, care and fees · how people pay · how this estimate works
Memory care is not priced here: a dementia-care designation is not on file for this home. Ask the home.
Starting monthly rate$4,350likely $3,550–$5,350
Covelight’s estimate starts from the rates 14 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (45 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,000one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,000 (134 California listings; middle half $1,000–$4,000). Many homes list none — ask.
- Likely monthly totalLikely $3,550–$5,550
- $4,350
- First monthWith a one-time move-in fee · likely $4,150–$8,700
- $6,350
How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance
- Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
- Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated September 23, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
- SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
- VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
- Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
- MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Avoid surprises on the billWhat changes the price, and what to ask
- The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
- What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
- Move-in costs
A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
- Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.
- What is the full monthly cost for the room and care we need, and what does it include?
- What would the next care level cost, and who decides when it changes?
- What is billed separately, and is there a one-time fee or deposit at move-in?
- Is any private-pay period required before another payment program can begin?
How this estimate worksWithin 25% for 7 in 10 homes in testing
Covelight’s estimate starts from the rates 14 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
14 homes like this within 3 miles publish starting rates mostly between $3,500–$5,800.
- Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
- Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
- Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
- Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
- We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
- It cannot see this home’s specials, how it assesses care, or which rooms are open.
Show the 14 nearby homes behind this estimate
- The Elderly Inn IIICitrus Heights · 0.9 mi · Small home$3,500Listed on Seniorly · seen September 9, 2026
- Citrus Pines Senior LivingCitrus Heights · 1.0 mi · Small home$4,800Listed on Seniorly · assisted living private room · seen September 9, 2026
- Comfort & CareOrangevale · 1.1 mi · Small home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Angels Assisted LivingRoseville · 1.2 mi · Small home$4,000Listed on A Place for Mom · seen September 9, 2026
- Love You MomOrangevale · 1.2 mi · Small home$3,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Aaa CareCitrus Heights · 1.3 mi · Small home$3,500Listed on A Place for Mom · seen September 9, 2026
- Glen Creek Villa II-Res. Care Fac. for the ElderlyOrangevale · 1.5 mi · Small home$4,000Listed on Seniorly · seen September 9, 2026
- Brookdale RosevilleRoseville · 1.8 mi · Mid-size home$3,200Listed on Seniorly · memory care second person fee · seen September 9, 2026. We don’t have this home’s dementia-care disclosure. California requires a home that advertises dementia care to describe that care in writing when you ask.
- Best Life Home CareCitrus Heights · 2.1 mi · Small home$6,000Listed on A Place for Mom · seen September 9, 2026
- All Seasons HialeahFair Oaks · 2.1 mi · Small home$9,000Listed on Seniorly · assisted living · seen September 9, 2026
- Broadway Senior LivingRoseville · 2.3 mi · Small home$6,800Listed on Seniorly · assisted living · seen September 9, 2026
- Glorious Homes #1Citrus Heights · 2.3 mi · Small home$5,500Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Ettys' CareOrangevale · 2.4 mi · Small home$4,000Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
- Splendor Oaks Senior Living #3Fair Oaks · 2.6 mi · Mid-size home$5,000Listed on A Place for Mom · seen September 9, 2026
Where it is
- 7709 Chipmunk Way, Citrus Heights, CA 95610Address from the public record · September 27, 2026. Confirm the entrance with the home before visiting.
Opening the neighborhood map…
The state record
California inspects every licensed home and publishes what it found. Here are the dated documents and the state’s own words, beside what is typical for homes this size.
Since 2024, the state has filed 5 documents for this home, and its records count 5 visits since 2024. The most recent is a facility evaluation report, dated April 23, 2026.
- On file since
- 2024
- State visits
- 5
- Most recent visit
- April 23, 2026
Beside homes the same size
- Type A citations0typical 0
- Type B citations0typical 0
- Substantiated allegations0typical 0
- Total complaints0typical 0
“Typical” is the statewide median across the 6,808 licensed small board-and-care homes (6 or fewer beds) in the state record — larger, longer-licensed homes accumulate more visits and reports, so compare like with like. One complaint can contain several allegations. Counts cover this licence since 2024.
Year by year
The last 36 months — 5 of 5 documents
Apr 23, 2026Facility evaluation reportReport on file
Type of visit: Post Licensing
Licensing Program Analyst (LPA) Sabrina Calzada arrived unannounced to conduct a required annual inspection and met with Adina Sbingu, Administrator. Also present was staff, Tamara Grant. LPA observed (2) residents watching television and (3) residents resting in their rooms. The facility is licensed for (6) non-ambulatory residents, (1) or whom may be bedridden. There is a hospice waiver for (2)- currently no residents are under hospice care. This report is being generated to clear the Post-Licensing inspection in the system. A separate report was created for the annual inspection. There are no citations issued in this report.the state’s words, verbatim · CDSS document, Apr 23, 2026
Apr 23, 2026Facility evaluation reportReport on file
Type of visit: Required - 1 Year
Licensing Program Analyst (LPA) Sabrina Calzada arrived unannounced to conduct a required annual inspection and met with Adina Sbingu, Administrator. Also present was staff, Tamara Grant. LPA observed (2) residents watching television and (2) residents resting in their rooms. The facility is licensed for (6) non-ambulatory residents, (1) or whom may be bedridden. There is a hospice waiver for (2)- currently no residents are under hospice care. (1) resident returned from day program at the end of the inspection. LPA and Administrator toured the interior/exterior of the facility including the common areas, (6) private resident bedrooms, (3) resident bathrooms, staff room, kitchen, laundry and garage. LPA observed the facility to be clean, in good repair and without any odors. All bathrooms have the necessary grab bars, non-skid flooring, and hygiene supplies. There is sufficient 2+ day perishable, including fresh produce, and 7+day non-perishable supply of food. Sharps are locked in the kitchen, toxins are locked in the laundry room and medications are secured in a cabinet. Hot water measured 125*F in the kitchen- sign posted. Inside temperature measured 72*F. Fire extinguishers were last serviced on 6/24/2025, and smoke/monoxide alarms are functioning, including the automatic fire door. Residents use a call button that has a monitoring device in the kitchen and each staff wear. There are sufficient linens/blankets/towels/paper products and PPE supplies and games/activities, All exit doors have alarms. There are no pools or fountains. Screens are in good condition. Discussed Guardian roster updates, upcoming training webinar and other topics. LPA reviewed (2) staff and (2) resident files. Files were organized and contained current documents. Medication orders were reviewed for (2) residents. Medications are being administered per orders. Staff has completed initial training and will complete continuing training this month. First Aid/CPR are current. RCFE Administrator certificate #7035965740 (exp 11/2/27). There are no citations issued in this report. Exit interview. Copy of report printed.the state’s words, verbatim · CDSS document, Apr 23, 2026
Jun 10, 2025Facility evaluation reportReport on file
Type of visit: Required - 1 Year
Licensing Program Analyst (LPA) Sabrina Calzada arrived unannounced to conduct a required annual inspection and met with Adina Sbingu, Administrator. Also present were staff Tess Mebratu and Tamara Grant. LPA observed (1) resident watching television and (4) residents in their rooms. (1) resident returned at the end of the inspection. The facility is licensed for (6) residents- (1) may be bedridden, and (5) may be non-ambulatory. There is a hospice waiver for (3)- currently no residents are on hospice. LPA and Administrator toured the interior and exterior of the facility including the common areas, (6) private resident bedrooms, (3) resident bathrooms, staff room, kitchen, laundry and garage. LPA observed the facility to be clean, in good repair and without any odors. The bathrooms have the necessary grab bars, non-skid flooring, soap, paper towels, and a 20-second hand-washing poster at each sink. There is sufficient 2+ day perishable and 7+day non-perishable supply of food and sharps are locked in the kitchen. Toxins are locked in the laundry room and medications are secured in a separate cabinet near the office area. Hot water measured 117*F in the kitchen and the inside temperature measured 72*F. Fire extinguishers were last serviced on 8/1/24 and the smoke/monoxide alarms are in working order. There is a complete First Aid kit, PPE/paper supplies, and sufficient linens/towels/blankets. There are flashlights and night lights plugged in. There are multiple required postings posted near the front entrance, including the Emergency Disaster Plan and Theft & Loss Policy. There are games/activities and an operating land line. All exit doors have alarms. There is a shaded outside area with a table/chairs, two exit gates in the backyard, and an outdoor kitchen and garden. LPA reviewed (2) staff and (2) resident files. Files were organized and contained current records. Medication orders and documentation was reviewed for (1) resident. Medications are administered per orders. Dementia Care plan to be updated along with the Admission Agreement. LPA requested updated copy of insurance policy, LIC500 and LIC308 by 6/17/25. There were no deficiencies observed. Exit interview. Copy of report to be emailed due to technical issues.the state’s words, verbatim · CDSS document, Jun 10, 2025
Jun 11, 2024Facility evaluation reportReport on file
Type of visit: Prelicensing
Licensing Program Analyst (LPA) Sabrina Calzada arrived announced to conduct a scheduled pre-licensing inspection for a change in ownership. LPA met with Adina Sbingu, Administrator. This location is currently licensed for (6) non-ambulatory residents and has a hospice waiver approved for (3) residents. There is a pending license for (6) residents- (1) resident may be bedridden, and (5) residents may be non-ambulatory. There are currently (6) residents who reside at the facility and (3) were present during the inspection. No resident is currently under hospice care. Also present were staff, Nora Tokodi, and Marissa Carr, who were assisting in the kitchen. LPA and Administrator toured the interior and exterior of the facility including the common areas, (6) private resident bedrooms, (3) resident bathrooms, staff room, kitchen, laundry and garage. LPA observed the facility to be clean, in good repair and to have sufficient furniture and lighting throughout. The bathrooms have the necessary grab bars, non-skid flooring, soap, paper towels, and a 20-second hand-washing poster at each sink. There is sufficient 2+ day perishable and 7+day non-perishable supply of food and sharps are locked in the kitchen. Toxins are locked in the laundry room and medications are secured in a separate cabinet near the office area. Hot water measured 114*F in a resident bathroom and the inside temperature measured 77*F. Fire extinguishers were last serviced on 8/1/23 and the smoke/monoxide alarms are in working order. The fire door is kept open by a self-release magnet attached to the wall, per code. There is a complete First Aid kit, PPE/paper supplies, and sufficient linens/towels/blankets. There are flashlights and night lights plugged in. There are multiple required postings posted near the front entrance, including the Emergency Disaster Plan and Theft & Loss Policy. There are games/activities and an operating land line. All exit doors have alarms. There is a shaded outside area with a table/chairs and two exit gates in the backyard. LPA observed one large staff binder for personnel records and individual resident files. The correct e-mail address and mobile number obtained and will be updated in the system. Component III was reviewed during today’s inspection. Pre-Licensing is complete and this facility has no deficiencies.Exit interview. Copy of report left at facility. LPA to notify to the Centralized Applications Bureau.the state’s words, verbatim · CDSS document, Jun 11, 2024
Apr 24, 2024Facility evaluation reportReport on file
Type of visit: Office
Component II completion: Successful Facility Type: RCFE Application Type: CHOW Capacity: 6 Census (if any clients in care): 6 COMP II Participants: Adina Sbingu (applicant/licensee, administrator) Interview Method: Teams meeting On 4/24/24, applicant/administrator participated in COMP II. Identification of the applicant and administrator was verified through interview questions based on photo ID and other identifying personal information. During COMP II, applicant and administrator confirmed that they have read and understand community care facility licensing laws included in the Health and Safety Codes and the California Code of Regulations Title 22. Signed LIC 809 with copy of photo ID have been obtained. During COMP II, CAB analyst confirmed Applicant/Administrator’s understanding of following areas: 1. Facility operation: License type, client/resident populations, and program 2. Admission Policies 3. Staffing requirements & Training 4. Restrictive/Prohibited Health Conditions 5. General provisions 6. Emergency Preparedness 7. Complaints & Reporting 8. Pre-licensing readinessthe state’s words, verbatim · CDSS document, Apr 24, 2024
What the state’s words mean
CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗
Life here
Rooms, meals, the rhythm of a day, faith and language, pets and house rules — as the home describes them. Tap any detail for its source and date; nothing here is graded.
The home has not described daily life anywhere we have reviewed yet — that is the case for most small homes, and it says nothing about the home. These questions fill in the picture; keep the ones that matter to you.
Before you call
Ask every home the same questions — the state’s record does not answer these. Keep the ones that matter and they travel with your saved homes.
- What is included in the monthly rate, and what costs extra?
- Who is awake overnight, and how do residents ask for help?
- Which rooms does the non-ambulatory approval cover, and what transfer support is provided?
- What could change whether someone can stay here?
- Can we see a bedroom and share a meal during a visit?
Other homes nearby
The nearest licensed homes in Sacramento County, closest first. Every listed home appears on the same terms.
In Loving Hands Care Home II
Citrus Heights · Small home · 0.0 mi away
$3,900 a month to start · Covelight estimate
Living Healthy Home Care 2
Citrus Heights · Small home · 0.2 mi away
$3,800 a month to start · Covelight estimate
Citrus Heights Terrace
Citrus Heights · Mid-size home · 0.2 mi away
$3,450 a month to start · Covelight estimate
Ana's Loving Home Care
Citrus Heights · Small home · 0.3 mi away
$4,200 a month to start · Covelight estimate
Living Healthy Home Care
Citrus Heights · Small home · 0.3 mi away
$3,800 a month to start · Covelight estimate
Minnesota Home Care
Citrus Heights · Small home · 0.3 mi away
$4,650 a month to start · Covelight estimate