Small home · Licensed for 6 · Sacramento

Carolyn Mitchell's Loving Care Home

7556 Cosgrove Way, Sacramento, CA 95822Licensed since 2022

Overview

Estimated starting rate

$4,450 a month

Covelight estimate · likely $3,650–$5,500 See costs

No openings reported

Approved by the state: Wheelchair · Dementia · HospiceState licensing record · October 25, 2026
Licensed for 6: a small care homeThe state license record

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Care and support

Wheelchairup to 6 residents
Dementia
Hospiceup to 1 resident

Not on file: bedridden approval.

Approved by the state · State licensing record · October 25, 2026. An approval may cover specific rooms or residents; it does not establish an opening.

Read the state’s own wording

AGE RANGE 60 AND OVER. APPROVED FOR 6 NON-AMBULATORY. HOSPICE WAIVER APPROVED FOR 1 RESIDENT.

983 - RCFE / DEMENTIA

CDSS record, verbatim · October 25, 2026

As needs change

Staying through hospice
Hospice waiver on file · covers up to 1 — care may continue at the end of life
State licensing record · October 25, 2026
If memory loss develops
Dementia-care designation on file
State licensing record · October 25, 2026

We’ll ask for you. Not on file for Carolyn Mitchell's Loving Care Home: two-person transfers or a lift, who is awake overnight and help with medicines. When we check availability, we ask about these too.

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What it costs here

Covelight estimate

$4,450a month to start

Likely $3,650–$5,500

From 8 nearby homes that publish rates · this home’s rate is not on file

Monthly cost breakdownWith a shared room and basic help · room, care and fees$4,450likely a month

Room

Daily care

Sharing the room

Starting monthly rate$4,450likely $3,650–$5,500
Covelight’s estimate starts from the rates 8 small homes and similar homes within 5 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.
Basic help with daily careUsually includedup to $600
Basic help is usually part of the starting rate. Homes that price care by level start around $600 a month (44 California homes publish a care-level range, seen in September 2026).
One-time move-in fee$2,500one time · likely $0–$4,000
Homes that list a one-time entry or community fee charge a median of $2,500 (133 California listings; middle half $1,000–$4,000). Many homes list none — ask.

Likely monthly totalLikely $3,650–$5,700: $4,450
First monthWith a one-time move-in fee · likely $4,300–$8,900: $6,950

How people payPrivate pay, Medi-Cal waiver, SSI/SSP, veterans, insurance

MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.
Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
Medi-Cal Assisted Living WaiverThis home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.
SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.

If the money runs out, what Medi-Cal covers

Rates at nearby homes8 nearby homes publish starting rates of $2,000 to $6,600

8 homes like this within 5 miles publish starting rates mostly between $2,700–$6,150.

Acc Assisted Living at Greenhaven TerraceSacramento · 1.6 mi · Mid-size home
$2,800Listed on Seniorly · seen September 9, 2026
Alaturi CareSacramento · 2.4 mi · Small home
$5,000Listed on A Place for Mom · seen September 9, 2026
Love and Serenity IISacramento · 2.5 mi · Small home
$3,500Listed on Seniorly · seen September 9, 2026
The Meadows at Country PlaceSacramento · 2.9 mi · Mid-size home
$6,600Listed on Seniorly · assisted living studio · seen September 9, 2026
Silver Springs RCFE 1Sacramento · 3.0 mi · Small home
$6,000Listed on its own website · base rate including all services and board/care · seen October 27, 2026
Greenhaven Place Independent Lvg and Assisted LvgSacramento · 3.2 mi · Mid-size home
$2,995Listed on Seniorly · independent living one bedroom · seen September 9, 2026
Maria Teresa Home CareSacramento · 4.6 mi · Small home
$2,000Listed on Seniorly · assisted living shared bedroom · seen September 9, 2026
Utopia Assisted LivingSacramento · 4.9 mi · Mid-size home
$5,000Listed on its own website · starting price for housing and basic services · seen October 5, 2026

How this estimate worksWithin 25% for 7 in 10 homes in testing

Covelight’s estimate starts from the rates 8 small homes and similar homes within 5 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
It cannot see this home’s specials, how it assesses care, or which rooms are open.

Avoid surprises on the billWhat changes the price, and what to ask

The care level
Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.
What is billed separately
Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.
Move-in costs
A one-time move-in fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.
Increases
California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

Ask for the price

An estimate for planning, not a quote. A home sets the price after hearing about the care needed.

Daily life

Daily life here is not on file yet. Most small homes haven’t published it, and that says nothing about the home.

The best way to see it is a visit.

Request a tour

Where it is

7556 Cosgrove Way, Sacramento, CA 95822Address from the public record · October 25, 2026. Confirm the entrance with the home before visiting.

Opening the neighborhood map…

Kaiser Foundation Hospital - South SacramentoHospital · General acute care, on the state’s list4 mi

Straight-line distances; check the drive or the walk. Hospital: the nearest general acute care hospital on the state’s list (CDPH, September 16, 2026).

Open directions

The state record

California inspects every licensed home and publishes what it found. A citation does not make a home unsafe, and an empty file does not make a home good.

CDSS public record, read October 25, 2026 · License #342701099 · See the state’s own record

The last 36 months — 6 of 8 documents

20261 state visit · 1 document

May 22, 2026Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On May 22, 2026, at 1:21 PM, Licensing Program Analyst (LPA) Avelina Martinez made an unannounced visit to this facility to conduct an annual required inspection. LPA Martinez met with Kassia Mitchell and explained the purpose of today's visit. LPA Martinez inspected the physical plant including but not limited to the kitchen, dining room, resident bedrooms; resident bathrooms, laundry room, activity room, and outside courtyards of the facility to ensure compliance with Title 22 regulations. Administrator holds current certificate. The facility is licensed for six non-ambulatory clients. There are currently zero clients who reside at this facility. The facility has an approved hospice waiver for one. The LPA Martinez toured the facility with Kassia Mitchell on May 22, 2026, at 2:00 PM. There are no clients residing in the home at this time. The facility has a natural disaster plan and infection plan. LPA Martinez reviewed one staff file, and the file was kept current. The facility is furnished and sanitary. The water temperature measured at 108 degrees. The facility temperature measured at 78 degrees. Based on this year's annual inspection, there were no citations. An exit interview was conducted, and a copy of this report was provided to the facility.the state’s words, verbatim · CDSS document, May 22, 2026

20254 state visits · 4 documents

Nov 10, 2025Facility evaluation reportCase Management - OtherReport on file

Type of visit: Case Management - Other

On 11/10/25 Licensing Program Analyst (LPA) Kevin Gould conducted an unannounced case management inspection to ensure that a staff member who is associated to the facility is no longer working at the facility and to issue an immediate exclusion. There are currently no residents in placement at the time of inspection. LPA met with administrator Kassia Mitchell. LPA provided the notice of immediate exclusion for R1 (See confidential names list, LIC 811 dated 9/18/25) Administrator confirmed Staff member R1 no longer works at this facility. LPA inspected current staff schedule to confirm staff member is not currently working. LPA requested that this individual be disassociated from this facility. Administrator agreed to disassociate R1 from the facility roster. Per California Code of Regulations, Title 22, no deficiencies were issued at the time of inspection. Exit interview conducted and a copy of this report was left at the facility.the state’s words, verbatim · CDSS document, Nov 10, 2025

Sep 18, 2025Facility evaluation reportCase Management - OtherReport on file

Type of visit: Case Management - Other

On 9/18/25 Licensing Program Analyst (LPA) Kevin Gould conducted an unannounced case management inspection to ensure that a staff member who is associated to the facility is no longer working at the facility and to issue an immediate exclusion. LPA met with assistant director Patrick Cain who assists with overseeing all A Family affair facilities. LPA provided the notice of immediate exclusion for R1 (See confidential names list, LIC 811 dated 9/18/25) Mr. Cain confirmed Staff member R1 no longer works at this facility or any other facility associated with A family Affair. LPA requested that this individual be disassociated from this facility. Mr Cain agreed to disassociate R1 from the facility roster. Per California Code of Regulations, Title 22, no deficiencies were issued at the time of inspection. Exit interview conducted and a copy of this report was left at the facility.the state’s words, verbatim · CDSS document, Sep 18, 2025

Jun 16, 2025Facility evaluation reportCase Management - OtherReport on file

Type of visit: Case Management - Other

On 6/16/25 at 12:00pm, Licensing Program Analyst (LPA) Kevin Gould conducted an unannounced Case Management visit to serve the facility an Immediate Exclusion Order for staff member R1 (see confidential names list, LIC 811 dated 6/16/25). LPA met with facility Administrator, Kassia Mitchell and provided the Immediate Exclusion Order for R1. Statements from the facility administrator indicate the individual is no longer working at this facility and LPA requested the facility remove R1 from being associated to this facility. Exit interview conducted and a copy of this report was left at the facility.the state’s words, verbatim · CDSS document, Jun 16, 2025

Apr 18, 2025Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 4/18/25 at 1:45pm Licensing Program Analyst (LPA) Kevin Gould arrived at Carolyn Mitchell's Loving Care Home for the purpose of conducting a required 1 year annual inspection. LPA met with staff, Patrick Cain and together conducted a tour of the home. LPA and Administrator evaluated the physical plant to ensure the health and safety of the residents in care. Areas inspected are including but not limited to the kitchen, resident bedrooms; resident bathrooms, living and dining room and outdoor areas. LPA observed the facility to be free of odor, clean and in good repair. LPA observed that all rooms are equipped with the required furniture and sufficient lighting throughout the facility. There are currently no residents in care. Facility was utilized as a COVID surge home in 2021. There are still no clients in care. This facility has not been utilized for client care in several years. There are no staff or resident files to review. Per California Code of Regulations, Title 22 there were no deficiencies cited during today's inspection. An exit interview was conducted, and a copy of this report was left at the facility.the state’s words, verbatim · CDSS document, Apr 18, 2025

20241 state visit · 1 document

Apr 25, 2024Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 4/25/24 at 1:30pm Licensing Program Analyst (LPA) Kevin Gould arrived at Carolyn Mitchell's Loving Care Home for the purpose of conducting a required 1 year annual inspection. LPA met with staff, Patrick Cain and together conducted a tour of the home. LPA and Administrator evaluated the physical plant to ensure the health and safety of the residents in care. Areas inspected are including but not limited to the kitchen, resident bedrooms; resident bathrooms, living and dining room and outdoor areas. LPA observed the facility to be free of odor, clean and in good repair. LPA observed that all rooms are equipped with the required furniture and sufficient lighting throughout the facility. There are currently no residents in care. Facility was utilized as a COVID surge home in 2021. LPA measured the water temperature, temperature measured at 121 degrees F which meets the 105-120 degree Fahrenheit regulation. LPA observed sufficient seven day non-perishable and two day perishable food supplies. Fire extinguishers and smoke detectors are current and in compliance with fire safety. LPA notes the facility had the required carbon monoxide detectors. First aid kit was checked and is complete. LPA observed centrally stored medications secure from residents. Per California Code of Regulations, Title 22 there were no deficiencies cited during today's inspection. An exit interview was conducted, and a copy of this report was left at the facility.the state’s words, verbatim · CDSS document, Apr 25, 2024

Earlier years2022 to 2023 · 2 documents

20231 state visit · 1 document

Apr 24, 2023Facility evaluation reportRoutine visitReport on file

Type of visit: Required - 1 Year

On 4/24/23, Licensing Program Analyst (LPA) Tung Truong arrived at this facility unannounced to conduct an annual inspection visit. LPA met with Administrator Kassia Mitchell and explained the purpose of the visit. Administrator assisted with today’s visit. Administrator holds current certification #6020161740 and expires on 9/5/2024. The facility is licensed for 6 non-ambulatory residents. Approved hospice waiver for 1. There were no residents in care at this time. LPA inspected the physical plant including but not limited to the common area, kitchen, pantry, dining area, resident bedrooms, resident bathrooms, laundry area and outside courtyards of the facility to ensure compliance with Title 22 regulations. LPA observed the facility is clean and in good repair. LPA observed sufficient furniture and lighting throughout the facility. LPA observed bedrooms to be properly furnished, with appropriate bedding and lighting. The bathrooms were in sanitary condition and properly maintained. The hot water temperature was observed to be 118.6 degrees Fahrenheit. Facility thermostat observed at 72 degrees Fahrenheit. Smoke and carbon detectors were in good repair. Fire extinguisher and first aid kit was up to date. LPA checked medication cabinet and found medication to be locked. Proof of current liability insurance was requested. LPA reviewed (1) staff file, including criminal record clearances. A review of staff records indicates that all facility staff or other individuals who require caregiver background checks are fingerprint cleared and associated to the facility. LPA verified staff training for staff file reviews. Report continued on 809-C No deficiencies cited from the California Code of Regulations, Title 22, and California Health and Safety Code. Exit interview held with Administrator. A copy of the report was given at the conclusion of the visit.the state’s words, verbatim · CDSS document, Apr 24, 2023

20221 state visit · 1 document

May 6, 2022Facility evaluation reportPrelicensingReport on file

Type of visit: Prelicensing

Licensing Program Analyst (LPA) Tung Truong arrived announced to conduct a Pre-licensing visit on 5/6/2022 at 10:30 AM. LPA met with Kassia Mitchell, Applicant and stated the purpose of today’s visit. The facility will be licensed for a capacity of 6 non-ambulatory residents. Applicant, Kassia Mitchell holds a current Admin certificate # 6020161740 which will expire on 09/05/2022. LPA toured and inspected the physical plant inside and outside to ensure there are no safety hazards to residents. LPA observed rooms to have required furniture. LPA observed there were no residents in care at this time. LPA observed 2-day perishables and 7-day non-perishables. The temperature inside the facility was observed to be at 74*F which is within the required range of 68-85*F. The hot water temperature was measured at 119.3*F which is within the required range of 105-120*F. LPA observed fire extinguisher(s), smoke and carbon monoxide detectors, and central heating and air in the facility. LPA observed the centrally stored medications area to be locked and inaccessible to residents. The first aid kit contained the required items such as sterile dressings, bandages, adhesive tape, scissors, tweezers, thermometers, antiseptic solution and guide. Report continued on 809-C Based on a review of this facility during this Prelicensing visit, it was determined that this facility was found to be in compliance at this time. LPA discovered that the facility designated Administrator Kassia Mitchell and Patrick Cain has completed Component III before and will therefore waive this requirement. Per the California Code of Regulations, Title 22, Division 6, Chapter 8, no deficiencies observed or cited. Exit interview held, copy of report given.the state’s words, verbatim · CDSS document, May 6, 2022

License holder

A Family Affair Inc., licensed since 2022.

Operates 2 licensed homes in California. Running more than one home is common and is neither good nor bad on its own.

A Family Affair Care I · Sacramento

The state’s totals for this licenseSince 2022, as the state’s facility page counts them

State visits on file: 8
Total complaints: 0
Substantiated allegations: 0
Type A citations: 0
Type B citations: 0

These are the state’s own totals for this license since 2022, per CDSS records. The state counts them apart from the documents above, and they can differ from what those documents show; the documents say what each visit found. One complaint can contain several allegations.

Compare with homes the same size

	This home	Typical
Type A citations	0	0
Type B citations	0	0
Substantiated allegations	0	0
Total complaints	0	0

“Typical” is the statewide median for licensed homes this size. It does not adjust for years licensed, and older licenses have had more visits and reports. The median is across the 6,916 licensed small board-and-care homes (6 or fewer beds) in the state record. The figures compared are the state’s totals, not the documents.

What the state’s words mean

Routine visita visit the state records as “Required” — a scheduled visit, not one made in answer to a complaintSubstantiatedthe state found the allegation more likely true than notUnsubstantiatedthere was not enough evidence to prove a violation occurred — not a finding of wrongdoingUnfoundedthe evidence showed the allegation was false, could not have happened, or had no reasonable basisType A citationa violation that poses an immediate risk to health, safety or personal rights if it is not correctedType B citationa violation that could become a risk if not corrected, or one involving records, resources or required services

CDSS citation definitions (PDF) ↗ · CDSS complaint outcomes ↗

An “unsubstantiated” complaint is not a finding of wrongdoing — it means the state investigated and could not confirm the allegation. Outcome words are the state’s own; we never grade, score, or color a record, and we publish no reviews — the state’s dated documents stand in their place.

Open CDSS facility search ↗Report a record error Operate this home? Respond or correct, free →

Frequently asked questions

A citation does not make a home unsafe, and an empty file does not make a home good.

Quick answers about Carolyn Mitchell's Loving Care Home

Is Carolyn Mitchell's Loving Care Home licensed?

The state lists this license as “Licensed,” per CDSS records as of October 25, 2026.

How many residents is Carolyn Mitchell's Loving Care Home licensed for?

6 residents — a small home, per CDSS records as of October 25, 2026.

Has Carolyn Mitchell's Loving Care Home been cited?

0 Type A and 0 Type B citations since 2022, per CDSS records as of October 25, 2026. Those records count 8 state visits over the same years.

Is Carolyn Mitchell's Loving Care Home still open?

This license was on the CDSS roster as of November 11, 2026.

What does Carolyn Mitchell's Loving Care Home cost?

$4,450 a month to start is a Covelight estimate, likely $3,650–$5,500. This home’s own rate is not on file. Ask: “What is the all-in monthly rate, and what would push it higher?”

Among 21 other homes of a similar licensed size in Sacramento that publish a starting rate, the middle half runs $3,149 to $5,000 a month, and the middle figure is $3,800 (n = 21 other homes publishing a starting rate).

Each of those is a home’s own published figure, gathered on its own date between September and October 2026 — not an average of ours, and not a survey. Similar size means small and mid-size homes counted together, and large communities counted on their own, because they are different markets.

A home outside the band is not overcharging or underpricing: a starting rate covers different things in different homes, which is the first thing to ask about.

The price is made in the phone call. Nothing here is a quote, an offer or a discount.

A starting rate is the room and the base care. California homes commonly bill care levels, medication management, supplies, transport and a second person in the room as extras. Many also charge a one-time fee at move-in. Ask for that list in writing before anything is signed.

Only prices a home put out itself count here: its own website, a listing it supplied, or a price a listing site says the home confirmed. Prices a site shows without saying where they came from are left out.

Does Carolyn Mitchell's Loving Care Home take Medi-Cal?

On Medi-Cal’s Assisted Living Waiver: this home is not on the DHCS participation list dated October 1, 2026. Ask the program about current options. The waiver pays for care services, not room and board.

Who holds the license?

The license is held by A Family Affair Inc., per CDSS records as of October 25, 2026. See the homes licensed to A Family Affair Inc. — at least 3 on the state roster.

Is there a hospital nearby?

Kaiser Foundation Hospital - South Sacramento is 4 miles away in a straight line, per the CDPH licensed-hospital list dated September 16, 2026. See licensed care homes near it.

Can Carolyn Mitchell's Loving Care Home keep a resident on hospice?

Hospice care is approved on this license, covering up to 1 resident, per CDSS records as of October 25, 2026.