Present Moments Senior Living

• Private payMost residents pay from savings, a home sale or family help. Ask for the rate and what it includes in writing.
• Medi-Cal Assisted Living WaiverThis license is listed as closed. Ask the program about current options. The waiver pays for care services, not room and board.
• SSI/SSPCalifornia’s 2026 standard is $1,626.07 a month; $1,444.07 of it goes to the home and $182 stays with the resident. Whether this home accepts it is not on file — ask.
• VeteransVA Aid & Attendance can add to a veteran’s or surviving spouse’s pension. Ask whether residents here have used it.
• Long-term care insuranceMost policies pay for licensed care homes. Ask what paperwork the home provides for claims.
• MedicareDoes not pay for room and board in a care home. It can still cover hospice or home-health visits inside one.

• The care level

  Some homes charge one all-inclusive rate. Others add levels or points as needs grow. Ask how the level is set, who decides, and what the next level costs.

• What is billed separately

  Medication management, incontinence supplies, transportation and a second person in the room are often extra. Ask for the list in writing.

• Move-in costs

  A one-time community fee or deposit is common. Ask what it covers and whether any of it comes back if the stay is short.

• Increases

  California requires at least 90 days’ written notice, with reasons, before a rate rises (Health & Safety Code §1569.655). A change in the resident’s care level is the section’s own exception and can be billed sooner.

• What is the full monthly cost for the room and care we need, and what does it include?
• What would the next care level cost, and who decides when it changes?
• What is billed separately, and is there a one-time fee or deposit at move-in?
• Is any private-pay period required before another payment program can begin?

Covelight’s estimate starts from the rates 11 small homes and similar homes within 3 miles publish, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices. In testing, the likely range held the real rate for 6 in 10 homes. This home’s own rate is not on file.

11 homes like this within 3 miles publish starting rates mostly between $4,100–$5,700.

• Only prices a home put out itself count: its own website, a listing it supplied, or a price Seniorly says the home confirmed. Prices a listing site shows without saying where they came from are left out.
• Nearby homes are the nearest of the same size that publish a rate, widening from 3 to 40 miles until at least 8 do. The estimate starts from what they charge, then adjusts for this home’s size, state care approvals, Medi-Cal waiver participation, years licensed and the area’s prices.
• Room, care-level, second-person and move-in lines come from what California homes publish on listing sites. Memory care uses Covelight’s researched premium over assisted living.
• Totals add each line’s figure and combine the lines’ ranges as separate charges, because a home is rarely at the top, or the bottom, of every line at once.
• We tested this estimate on 1,546 California homes that publish their own starting rate. It was within 10% of the real rate for 3 in 10 homes and within 25% for 7 in 10; the likely range held the real rate for 6 in 10 (September 12, 2026).
• It cannot see this home’s specials, how it assesses care, or which rooms are open.